Summerna Realtor

Summerna Realtor Realtor with Keller Williams Tampa Properties

09/18/2026

Don't get misled by national housing stats. Your local market (Hillsborough, Pinellas, Pasco) is unique. Understand price history, reductions, and original asking prices for real insight. A 4.6-month supply nationally doesn't tell the whole story. Ask your local realtor for specifics.

09/17/2026

Thinking about renting or buying in Tampa Bay? Current census data shows renting costs less monthly than owning in Hillsborough, Pinellas, and Pasco counties. The CFPB warns of risks if you might move soon due to transaction costs. Always run your own numbers with multiple scenarios.

09/16/2026

Understanding Florida's vacation rental laws is crucial for condo owners. While state law protects your right to rent, a condo amendment adopted before June 1st, 2011, can prohibit it. Local ordinances may also apply. It's essential to verify rules for your specific situation.

09/15/2026

As of October 2024, Florida sellers must provide buyers with a flood disclosure. This, along with the Johnson v. Davis ruling, means sellers must disclose known material defects that buyers can't see. Your own inspection is still crucial for hidden issues. Learn what sellers truly need to reveal.

09/14/2026

An appraisal gap means the appraised value is under contract price. The CFPB calls paying above appraised value risky. Lenders can't interfere with appraisers' judgment. You're entitled to a copy of the appraisal.

09/08/2026

Did you know Florida law prevents fining buyers for a seller's open permits? Learn about permit history, how to check records in Hillsborough, Pinellas, and Pasco, and what other restrictions might apply. Understanding this is key before you buy, sell, or hold a home with unpermitted work.

09/07/2026

Thinking about assuming a VA or FHA loan? It's called 'rule-free assumability,' but there are crucial steps. Buyers need good credit and must occupy the home. VA loans require seller approval within 45 days, and buyers pay a small funding fee (unless exempt). Remember, only the remaining balance transfers, not the original purchase price. Understanding the details is key for both buyers and sellers.

09/04/2026

Understand the final steps of buying a home in Florida. Get your appraisal, clarify who pays for the owner's title policy, and review your Closing Disclosure at least 3 business days before closing. A final walkthrough is key.

09/03/2026

In Florida, your home inspection period is crucial. Book it immediately. Understand the report and decide which issues to negotiate. Crucially, get an insurance quote *during* this period. Florida law requires insurers to disclose wind mitigation discounts, but home insurance does NOT cover floods. Always ask your agent about separate flood coverage.

09/02/2026

Understanding your contract's effective date is crucial for Florida home buyers. Count all deadlines from this date, not the offer submission. Know your rights regarding condominium resales (7 days to void) and late disclosure summaries (3 days to cancel). Don't let the clock run out on your smart real estate decisions.

Address

Keller Williams Tampa Properties, 5020 W Linebaugh Avenue, Suite 100
Tampa, FL
33624

Telephone

+18134149999

Website

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