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Real Estate Buy B

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Real Estate Buy B

Total service Real Estate agent specializing in all of your Real Estate needs in the Greater Tampa Bay Area.

10/05/2021

Small reno projects like these have a HUGE impact on how you feel in your home. Have you completed any projects in the past few years — did you find this to be true? Share your experience below. I’d love to hear!

I get it. I get it. It’s hard to pick just one. The truth is most everyone I know loves the looks of several styles (myself included). But for today, just this once, pick one. K?

Here goes: If you had to marry a design style “‘til death do you part” which ONE would it be?
• Contemporary: Clean lines, light-colored woods, smooth surfaces,
• Mid-century modern: Retro, Danish-inspired, simple silhouettes, focus on function
• Minimalist: Simplistic, refined, elegant, no-fuss
• Modern farmhouse: Warm, rustic, combines industrial and country elements
• Traditional: Orderly, predictable, symmetrical, classic, casual
• Urban modern: City-inspired, combines contemporary, modern, and industrial elements

So many beautiful styles, so little time! Vote for your fave in the comments.

10/02/2021

This week’s 𝔽𝔸ℚ answer is short and sweet. Seriously, like two words short and sweet.

BUT...because I want you to know everything there is to know about real estate, I’m gonna give you more than just a two-word answer.

This week's question: How long should I live in my home before selling?

𝐀𝐍𝐒𝐖𝐄𝐑: 𝑻𝒘𝒐 𝒀𝒆𝒂𝒓𝒔

Here’s why: If you live in your home as your primary residence for at least two of the past five years, you don't have to pay capital gains taxes on up to $250,000 ($500,000 for married couples) on the profit of your sale.

Let’s put some numbers to that: Say you purchased your home in 2015 for $250,000. You sold it last month for $305,000.

Because it was your full-time residence for two of the past five years you don’t have to pay capital gains tax on your $55,000 profit. That equals $8,250 (since the capital gains tax rate is 15% for most taxpayers)!

I’m no tax expert so you’ll want to run the details of your situation by an accountant or tax lawyer but man, that’s almost 10K more in your pocket if you just stick it out for two years!

09/28/2021

A stranger (soon-to-be-friend) gives you $10,000 CASH. There’s just one catch: It has to be used for a home remodeling project. What project would you tackle?

You may know exactly what you'd do — but if not, here are seven projects you could easily complete for UNDER $10K (always smart to leave some wiggle room in the budget):

1. Open up your living area by knocking down a wall.
2. Purchase new AND matching kitchen appliances.
3. Replace the carpet in your bedrooms.
4. Update a bathroom with a new vanity, mirror, faucet, lighting, and flooring.
5. Install custom shelving in your closets, office, pantry, or garage.
6. Paint the main living area walls, trim, and doors.
7. Replace kitchen countertops and add a tile backsplash.

09/20/2021

𝑻𝒉𝒓𝒆𝒆 𝐬𝐢𝐦𝐩𝐥𝐞 𝐰𝐚𝐲𝐬 𝐭𝐨 𝐟𝐫𝐞𝐬𝐡𝐞𝐧 𝐲𝐨𝐮𝐫 𝐬𝐩𝐚𝐜𝐞!!
𝗥𝗮𝗶𝘀𝗲 𝘆𝗼𝘂𝗿 𝗵𝗮𝗻𝗱 🙋🏻‍♀️ 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗳𝗲𝗲𝗹𝗶𝗻𝗴 𝘁𝗶𝗿𝗲𝗱 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲. 𝗛𝗔𝗡𝗗 𝗨𝗣?!
𝗬𝗼𝘂'𝗿𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗽𝗹𝗮𝗰𝗲!! 𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝗮 𝗳𝗲𝘄 𝙚𝙖𝙨𝙮 - 𝙥𝙚𝙖𝙨𝙮 𝘁𝗶𝗽𝘀 𝗳𝗼𝗿 𝗳𝗿𝗲𝘀𝗵𝗲𝗻𝗶𝗻𝗴 𝘂𝗽 𝘆𝗼𝘂𝗿 𝘀𝗽𝗮𝗰𝗲:
- 𝗟𝗲𝘀𝘀 𝗶𝘀 𝗺𝗼𝗿𝗲: Declutter those knick-knacks and over-stuffed drawers. Grab some trash bags or storage totes and get to work. You’ll feel like your rooms just doubled in size!
- 𝗙𝗿𝗲𝘀𝗵 𝗶𝘀 𝗕𝗘𝗦𝗧: Next time you’re at the store, grab a bouquet or two of fresh flowers. Bring ‘em home, trim the stems, and throw 'em in a vase. They'll instantly transform your entryway, dining room, or bedside table.
- 𝗣𝗶𝗹𝗹𝗼𝘄 𝘁𝗮𝗹𝗸: If you wanna easily refresh your living room or bedroom, change up your throw pillows. Need a formula to follow at the store? Think in groups of three and choose a big print, a small print, and a solid.

𝗙𝗿𝗲𝘀𝗵 💐 + 𝗰𝘂𝘁𝗲 𝗽𝗶𝗹𝗹𝗼𝘄𝘀 - 𝗸𝗻𝗶𝗰𝗸-𝗸𝗻𝗮𝗰𝗸𝘀 =
𝗔 𝗛𝗔𝗣𝗣𝗬 𝗛𝗢𝗠𝗘!!

09/16/2021

🛑 F̠ A̠ Q̠ 🛑

𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐚 𝐓𝐢𝐭𝐥𝐞 𝐂𝐨𝐦𝐩𝐧𝐲 𝐝𝐨!?
A title search is a crucial but behind-the-scenes part of the home buying process. I’ve asked a local title insurance expert what buyers should know about their services — and the valuable role they play in keeping buyers safe.

Q: First off, what is title insurance?
A: Title insurance is a type of insurance that protects buyers and lenders from loss due to snafus with a property title. The most common issues are back taxes, liens, and conflicting wills.

Q: What does a title company do?
A; Since a clean title is required for every real estate transaction, title companies complete a search on every title to check for claims or liens before a new title can be issued. Without title insurance, buyers could be liable for monies owed on the home long after closing.

Q: How much should title insurance cost?
A: The cost of title insurance ranges between $500 and $3,500, depending on where you live, the provider you choose, and the purchase price of your home.

Listen up, friends! Buying a home doesn’t have to be stressful! There are ways to avoid common pitfalls—title insurance is one of them. Hiring a stellar agent? That’s one too!!

09/15/2021

𝕎𝕙𝕖𝕟 𝕚𝕤 𝕥𝕙𝕖 𝕣𝕚𝕘𝕙𝕥 𝕥𝕚𝕞𝕖 𝕥𝕠 𝕓𝕦𝕪?!?!
TᖇᑌTᕼ ᗷOᗰᗷ💣
There’s no picture-perfect time to buy a house.
The best time is simply when it makes sense for you!!

Yes, competition is fierce these days, but if your income is stable, if you have healthy savings, and if you’re ready to put down some roots, now may be the ideal time to sn**ch up your little corner of the world.

Of course, if you’re working on paying down debt or building up your savings, sit tight and carry on. Experts say mortgage rates will stay low for the foreseeable future and that might give time for supply to rebound just a little. Plus, the last place you want to be is in over your head in an oversized mortgage.

If you have questions about whether now is the time to buy, I’d love to chat. I’m here to listen and serve you whether you decide now's the time or not.
Let’s meet up at your convenience!

09/10/2021

🚨🅝 🅔 🅦 🅛 🅘 🅢 🅣 🅘 🅝 🅖 🚨
𝐘𝐨𝐮'𝐫𝐞 𝐢𝐧𝐯𝐢𝐭𝐞𝐝 𝐭𝐨 𝐭𝐡𝐞 𝐎𝐏𝐄𝐍 𝐇𝐎𝐔𝐒𝐄🏡
𝐂𝐨𝐦𝐞 𝐛𝐲 𝐚𝐧𝐝 𝐬𝐞𝐞 𝐦𝐞 𝐭𝐡𝐢𝐬 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲 𝐟𝐫𝐨𝐦 1-4𝐩𝐦.

09/09/2021

𝐖𝐡𝐨 𝐬𝐡𝐨𝐮𝐥𝐝 𝐬𝐞𝐥𝐥 𝐅𝐒𝐁𝐎!?

Here’s who SHOULD sell FSBO —— Homeowners who have extra time on their hands, money they’re willing to leave on the table, liability and risk they’re willing to take on, and contract and logistics details they’re willing to wade through.

Not something that piques your interest? Don’t blame you one bit.

If you want to save time, price your house correctly, maximize your profits, and have an agent shoulder the majority of the liability, risk, contract details, and logistics, you need a top-tier agent on your team—especially when you consider 90% of FSBO attempts fail altogether.

Get your home sold easily with an agent you trust. If you’re thinking of selling, reach out and let’s talk—no strings attached!!

09/08/2021

𝕄𝕐 ℕ𝔼𝕏𝕋 ℍ𝕆𝕌𝕊𝔼 𝕎𝕀𝕃𝕃 ℍ𝔸𝕍𝔼...........
"𝐈𝐟 𝐈'𝐯𝐞 𝐬𝐚𝐢𝐝 𝐢𝐭 𝐨𝐧𝐜𝐞, 𝐈'𝐯𝐞 𝐬𝐚𝐢𝐝 𝐢𝐭 1,000𝐗!!! 𝐌𝐲 𝐧𝐞𝐱𝐭 𝐡𝐨𝐮𝐬𝐞 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐚:"

– A walk-in master shower?

– A basement for the big kids to put ALL THEIR TOYS?

– An extra room for your latest crafting obsession?

– A screened-in porch large enough to double as an outdoor living room?

– A detached garage or apartment that down the road *could be* income-producing?

– A laid-back HOA (or none at all) for all your critters, creepers, and crazy shenanigans?

– A kitchen spacious enough to entertain ALL the folks you missed seeing so much last year?

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐨𝐧𝐞 𝐌𝐔𝐒𝐓-𝐇𝐀𝐕𝐄 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐧𝐞𝐱𝐭 𝐡𝐨𝐦𝐞? 𝐒𝐇𝐀𝐑𝐄 𝐁𝐄𝐋𝐎𝐖- 𝐚𝐧𝐝 𝐥𝐞𝐭 𝐦𝐞 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐟𝐢𝐧𝐝 𝐢𝐭!!

09/01/2021

You asked! I'm answering! Without further ado, here are your mortgage questions answered:
- Q: How long is a pre-approval good for?
A: You definitely will want to get a pre-approval, but wait until you’re ready to buy since a pre- approval is only valid for about 30-90 days.
- Q: How much should my down payment be?
A: Twenty percent is the gold standard, but you can often put down less than depending on the loan type. For example, an FHA loan requires as little as 3.5% down.
- Q: What are the different types of mortgage loans?
A: All sorts! You have conventional, FHA, VA, USDA, and more! Talk with several lenders to gather their opinions before deciding which is right for you.
- Q: How much home can I afford?
A: A good rule of thumb? Two-and-a-half times your annual salary. But it’s best to speak with a lender to find out what you qualify for and to get a pre-approval letter.

Got more questions? Shoot me a message or drop it in the comments. I’d love to chat and point you in the right direction as you think about buying.

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