06/20/2026
48 teams. 104 matches. The most crowded World Cup ever — and honestly, the mortgage market feels the same. More LOs chasing fewer deals, rates everyone can match within an eighth. So how do you stand out? You can't win on rate. You win the way great teams win: on trust. Be the advisor who picks up the phone, who explains the concession instead of hiding it. The rate is a commodity. You are not.