05/28/2026
Thinking about buying new construction before selling your current home?
Some Tampa Bay builders are offering incentives such as 4.99 percent financing and paid closing costs (incentives change often) on select inventory homes. That can be attractive, especially if you have been waiting for a better payment or a lower cash to close.
But here is the part most move up homeowners miss:
A builder incentive only helps if the timing works.
If you still own your current home, you need to know:
Can you qualify before selling?
Do you need your current home under contract first?
How will you access your equity?
What happens if your current home takes longer to sell?
Are closing costs truly covered, or are taxes, insurance, escrows, HOA fees, and prepaids still separate?
The opportunity may be real, but the structure matters.
I help Hillsborough and Pasco homeowners create a clear buy before you sell strategy so the next purchase, current home sale, equity, financing, deadlines, and backup options are coordinated before they make a move.
Before you chase the builder incentive, map the move first. Let's discuss. DM me or call me.
813 995 7160
dawnsellsflorida.com
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