09/24/2026
🏡 Should you buy a home with mortgage rates around 7%?
The better question is: Are you financially ready, willing, and able to buy?
Interest rates matter—but they’re only one part of the affordability conversation. Purchase price, down payment, monthly payment, taxes, insurance, HOA/CDD fees, closing costs, and your long-term plans all matter too.
Waiting for the “perfect” interest rate can come with its own risk. Home prices may change. Rates may go down—or they may go up. No one knows for certain.
That’s why I believe the time to buy is when the numbers make sense for you.
Before putting your plans on hold because of today’s rates, let’s have an honest affordability conversation and determine what homeownership would actually look like for you.
📲 Questions about buying in the Tampa Bay area? I offer FREE consultations with no pressure and no obligation.
Victor Sells Homes
It’s more than just closing deals—it’s about building lasting relationships and changing lives.