06/12/2026
The mortgage industry is already beginning to modernize how buyers qualify for home loans. 📊
Fannie Mae and Freddie Mac announced plans to allow newer credit scoring models that factor in rent and utility payment history, helping create a more complete picture of financial responsibility.
Some lenders have already started implementing the updated models, making this one of the most important housing conversations happening right now.
Source: https://www.realtor.com/news/real-estate-news/fannie-freddie-credit-score-rent-pulte-announcement
Curious how changing lending guidelines could impact your homeownership goals? Let’s talk.