Florida Million Dollar Homes

05/25/2025

New list of Million Dollar Homes For Sale, Data is from Independent Data Exchange (IDX) from the Stellar MLS.

11/05/2024

(After the Hurricanes - Questions and Recovery - Information)
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The process of repairing homes and obtaining permits, insurance, and compliance with regulations can be complex and vary depending on the specific circumstances of your situation. It is recommended to consult with local experts, such as building inspectors, insurance agents, and contractors, to ensure that all requirements are met.
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The Real Estate Matchmaker!

The Real Estate Matchmaker!
Tom Scaglione, ePRO, ABR, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

09/12/2024

The NAR (National Association of Realtors) and DOJ (Department of Justice) settlement requires real estate agents to disclose their agency relationships to consumers. This means that consumers must understand whether their agent is representing the seller, the buyer, or both.
A Buyer Broker is a real estate agent who specifically represents the buyer's interests. This means that the agent is working exclusively for the buyer to find the best property at the best price.
Here's why consumers might want to hire a Buyer Broker:
1. Advocacy: A Buyer Broker will advocate for the buyer's best interests throughout the entire home-buying process.
2. Expertise: Buyer Brokers have the knowledge and experience to negotiate on the buyer's behalf.
3. Time-saving: A Buyer Broker can help the buyer search for properties, schedule showings, and manage the paperwork.
4. Protection: A Buyer Broker can help protect the buyer's interests and ensure that they are not being taken advantage of.
In summary, hiring a Buyer Broker can provide consumers with valuable benefits, such as advocacy, expertise, time-saving, and protection. It's important for consumers to understand the NAR & DOJ settlement and to choose an agent who aligns with their needs and goals.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, ABR, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

07/28/2024

Factors to Motivate Sellers: Contract a Real Estate Agent
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1. Market Knowledge and Expertise:
• Agents possess valuable insights into market trends, property values, and local demographics, guiding sellers through complexities.
2. Marketing and Advertising:
• Agents have access to a wide range of marketing channels, including online listings, social media, and print publications, to showcase properties effectively.
3. Negotiation Skills:
• Agents are trained in negotiating and advocating for their clients, ensuring optimal contract terms and sale prices.
4. Administrative Assistance:
• Agents handle paperwork, coordinate showings, and oversee the closing process, freeing up sellers' time and reducing stress.
5. Time Savings:
• Working with an agent allows sellers to focus on other aspects of their lives while the agent manages the sale process.
6. Professionalism and Trust:
• Agents adhere to ethical standards and build trust with clients, ensuring a transparent and professional transaction.
7. Legal Compliance:
• Agents are familiar with legal requirements and ensure compliance with real estate regulations, protecting sellers from potential legal issues.
8. Market Exposure:
• Agents have established connections with potential buyers, increasing the visibility of the property and maximizing its chances of selling.
9. Seller's Market Analysis:
• Agents provide comprehensive market analysis to help sellers determine the optimal listing price and marketing strategy.
10. Comparative Market Analysis (CMA):
• Agents conduct CMAs to compare the property to similar homes in the area, providing an accurate estimate of its value.
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Why Contact & Use Tom Scaglione, ePRO, SFR, Realtor?
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1. Tom Scaglione, ePRO, SFR, Realtor, stands out as the ideal choice for real estate needs due to the following reasons:
2. Expertise and Certifications:
• Tom holds the ePRO (e-Professional) and SFR (Short Sale and Foreclosure Resource) certifications, demonstrating his specialized knowledge in online real estate and distressed properties.
3. Market Proficiency:
• With extensive experience in the local real estate market, Tom possesses an in-depth understanding of market trends, property values, and neighborhood dynamics.
4. Negotiation Skills:
• Tom is a skilled negotiator who advocates fiercely for his clients' best interests, ensuring they secure favorable terms in real estate transactions.
5. Marketing Savvy:
• Tom utilizes a comprehensive marketing strategy that combines online and offline channels to showcase properties effectively and reach a wider audience of potential buyers.
6. Technology Adoption:
• As an ePRO, Tom embraces technology to enhance the client experience, providing virtual tours, online property search tools, and real-time market updates.
7. Client-Focused Approach:
• Tom prioritizes his clients' needs and goals, tailoring his services to meet their unique requirements and provide personalized guidance throughout the real estate process.
8. Strong Communication:
• Tom maintains open and regular communication with clients, keeping them informed and addressing their concerns promptly.
9. Professionalism and Integrity:
• Tom adheres to the highest ethical standards and conducts business with transparency and integrity, building trust with clients and industry professionals alike.
10. Proven Track Record:
• Tom's successful track record of satisfied clients and positive testimonials speaks volumes about his ability to deliver exceptional results.
• By choosing Tom Scaglione as your real estate agent, you can expect expert guidance, personalized service, and a seamless real estate experience that meets your specific needs and goals.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

07/18/2024

Here's why home buyers should strongly consider using a licensed Realtor, especially when visiting new home builders' model centers:
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Benefits of a Buyer's Agent:
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• Negotiation Power: A Realtor acts as your advocate, negotiating the best price and terms on your behalf. Builders' sales representatives are focused on getting the most out of the sale for the builder, and a Realtor levels the playing field.
• Incentive Expertise: Realtors are familiar with the various incentives builders offer, including closing cost credits, upgrades, or appliance packages. They can ensure you receive all available incentives and negotiate for additional ones the builder might not advertise openly.
• Market Knowledge: Realtors understand the local market and can compare the builder's asking price with similar properties. This helps you determine if the price is fair and if there's room for negotiation.
• Hidden Costs Awareness: Realtors can help you identify and understand additional costs beyond the base price, such as homeowner association fees, property taxes, and potential upgrades.
• Paperwork Assistance: The home buying process involves a lot of paperwork. A Realtor can guide you through the documents, explain legal jargon, and ensure everything is completed correctly.
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Why Model Centers Need a Buyer's Agent Present:
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• Builder's Advantage: Sales representatives at model centers work for the builder, and their primary goal is to close the sale at the highest possible price. Without your own representation, you might miss out on crucial information or end up paying more than necessary.
• Incentive Disclosure: Builders may be more inclined to offer additional incentives when a Realtor is involved.They understand that Realtors bring qualified buyers and are more likely to negotiate a win-win situation.
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Remember: The buyer's agent commission is typically paid by the builder, not you. So, utilizing their expertise comes at no additional cost and can significantly benefit your purchase.
In short, a Realtor is your champion in the home buying journey. They ensure a smooth transaction, protect your interests, and can unlock additional advantages you might not be aware of on your own. Don't hesitate to bring your Realtor with you to model centers – it can make a big difference in securing your dream home at the best possible price.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

07/16/2024

As a homeowner you should know…
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Estimates suggest that the average homeowner in the United States has around $299,000 in home equity as of early 2024. This figure is based on data from the Federal Housing Finance Agency (FHFA) and other sources. It's important to remember that this is just an average, and the amount of equity that any individual homeowner has will vary depending on a number of factors, including the location and value of their home, as well as the amount of mortgage debt they have outstanding.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

07/16/2024

My lasted LinkedIn A analytics.

07/16/2024

In Florida, selling a home gets complicated if only one spouse is on the deed and the property is your primary residence (homestead) even if you're married or divorced. Here's a combined breakdown:
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Spousal Consent (Joinder):
• Married: If married, both spouses need to sign the sales documents regardless of who's on the deed. This is called "joinder of spouse" and ensures the wife's consent for the sale.
• Divorced: If divorced, it depends on the divorce decree.
o Clear Ownership: If the decree awarded the house to the spouse on the deed (husband), they can proceed with the sale alone.
o Unresolved Claims: If the decree doesn't address the property or there are unresolved claims, the ex-wife might still have a stake, complicating things.
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Downfalls for Real Estate Agent:
• Difficulty selling and lost commission if a spouse refuses to sign.
• Delays or complications if spousal consent isn't obtained upfront.
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Requirements for Real Estate Agent:
• Advise you about the joinder requirement early on.
• Confirm both spouses are on board before listing the property.
• Perform due diligence to uncover any potential claims, such as reviewing the divorce decree (if there is one).
• Protect themselves with signed documents from both parties acknowledging their understanding of the sale and their rights (especially if claims are unresolved).
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Who Signs the Listing Agreement?
• Married: Both spouses should sign.
• Divorced:
o Clear Ownership: The spouse on the deed (husband) can sign alone.
o Unresolved Claims: Both parties might need to sign, depending on the agent's risk tolerance.
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Recommendation:
• Consult a real estate attorney to understand your rights and obligations, especially regarding divorce.
• Be upfront with the real estate agent about the situation, including the divorce and any outstanding issues.
By following these steps, you can avoid complications and ensure a smooth home sale process. Again, consult a Real Estate Attorney to make sure you follow their advice to avoid any issues that the attorney points out to both parties.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Text: agent1000 to 72889 for my Electronic Business Card.
2018 Associate Realtor® of the Year Florida Realtors®
2012 Realtor® of the Year Greater Tampa Realtors®
Serving Tampa Bay Area Since 1987.

07/15/2024

>>> Questions to ask Mortgage Brokers and Lenders:

07/04/2024

Happy 4th of July…
Notice I’m Red, White, and Blue!
~
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty Inc. [email protected]
Direct: (813) 310-8200
~
The Real Estate Matchmaker!

06/20/2024

Today is the longest day of the year!

05/28/2024

Buydown The Interest Rate!
~~~Marry the Home You Want~~~
~~~Date The Rate For Now~~~

Here is an example of a 3/2/1 interest buy down on a $300,000 house purchase with 10% down and a current interest rate of 7.5%:
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Down payment: $30,000 Loan amount: $270,000 Interest rate: 7.5% Term: 30 years
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Buydown cost:
To buy down the interest rate by 3% in the first year, 2% in the second year, and 1% in the third year, the borrower would need to pay 2.7 discount points. This means that the borrower would need to pay an upfront fee of $7,290 (2.7% of $270,000).
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Monthly payments:
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Here is a breakdown of the borrower's monthly payments for the first three years of the loan, with and without the buydown:
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Year Without Buydown With Buydown
1. $1,911 $1,609
2. $1,911 $1,699
3. $1,911 $1,789
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As you can see, the buydown saves the borrower $302 per month in the first year, $212 per month in the second year, and $122 per month in the third year.
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Total savings:
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Over the first three years of the loan, the borrower will save a total of $1,836 in interest payments with the buydown.
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Is it worth it?
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Whether or not a 3/2/1 interest buy down is worth it depends on your individual circumstances. If you can afford the upfront cost and you plan to stay in your home for at least three years, then a buydown can be a good way to save money on interest payments. However, if you are not sure how long you will stay in your home or if you cannot afford the upfront cost, then a buydown may not be the best option for you.
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It is important to talk to a financial advisor to determine if a 3/2/1 interest buy down is right for you.
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NOTE: Ask the Seller to pay the Buydown Cost instead of your closing costs.
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Marry the Home you want… / Date the Interest Rate…/ Refinance your loan in year 4 or when the interest rates have dropped.
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The Real Estate Matchmaker!
Tom Scaglione, ePRO, SFR, Realtor
Future Home Realty, Inc.
[email protected]
Direct: (813) 310-8200
Since 1987.
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2012 GTR-Realtor of the year
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2018 FR-Realtor Assoc of the Year
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2023 Heart Award Recipient
In the Real Estate Category
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