09/29/2026
Is it risky to buy a condo in Florida right now?
✔ Honest read: it's only risky if you skip the paperwork
✔ As of a 2024 rule change, condo boards can no longer vote to waive structural reserve funding — many buildings put it off for years and are now catching up, which can mean a special assessment
✔ Harbour Island condos are down about 6% over the past year — real opportunity in the right building
I used to be a diamond dealer, and you never buy a stone without the certificate. Same with condos: ask for the reserve study, the milestone inspection report, and two years of board minutes before you write an offer.
Comment "CONDO" and I'll send you the checklist.