Gayle McCarthy and Team

Gayle McCarthy and Team We are here to help you navigate home loans with clarity and confidence. Focused on real solutions, not just approvals. Let’s find the right loan for YOU!

Whether you’re buying, refinancing, or exploring options—We make the process simple and stress-free. Meet the mother and daughter team at American Pacific Mortgage. Branch Manager Gayle McCarthy NMLS 225960 and Office Manager Jenna Iverson, NMLS 1469659. The McCarthy Team is family – and we help families obtain the American dream of home-ownership. Gayle started in the mortgage industry in 1983 wh

ile working for Sierra National Bank. From there, she went to work for Central Pacific Mortgage as a loan processor, then manager for a total of 21 years. She is branch manager of American Pacific Mortgage for the last 16 years. She operates a second branch in Arizona, and has expanded licensing to include Texas to further serve customer needs. Her level of experience in the industry is hard to match. After graduating, Jenna worked as a Realtor in Tehachapi for four years before coming to work at American Pacific Mortgage eight years ago. That experience in Real Estate sales has given her a valuable perspective. She has complete understanding of a transaction from start to finish. She has worked in every aspect of lending from processing, to assisting loan officers, to origination of loan files. Service, service, service! Excellent customer service is the goal behind each and every transaction American Pacific Mortgage does. Obtaining a mortgage can be a daunting experience. A consumer’s mortgage is usually the largest financial decision a client will have to make. With a multitude of loan products available, it is of utmost importance to have professional guidance throughout the process. With the current challenges in the Real Estate markets today, it is more important than ever. The combined experience and strengths of The McCarthy Team insures that their clients are well taken care of. The mortgage industry is ever changing. American Pacific Mortgage is dedicated to staying on top of the latest products and technology. Technology is a great asset and convenience to our customers, but never a replacement for the “human touch” - “One loan does not fit all”. Our top priorities include making sure that our customers receive the best loan options for their individual needs, and that the loan process is as convenient as possible. It is just as important that our clients are fully educated and understand the loan they receive. Our success is measured by each satisfied customer, and the referrals that we receive from them. When outside of the office, both are involved in horses, team roping, and ranching. Jenna resides on her family ranch in Caliente that was established in 1868. Gayle splits her time between the Tehachapi office and the Arizona office. BRE 01063368 / 012159943 | NMLS 301003
Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Just like flowers, we all grow at our own pace. Be kind to your mind—and to others.https://myoc.io/   NMLS # 225960
05/28/2026

Just like flowers, we all grow at our own pace.
Be kind to your mind—and to others.
https://myoc.io/



NMLS # 225960

Proud to be named among the Top Women Originators!  Thank you to my incredible clients and colleagues—you are the reason...
05/27/2026

Proud to be named among the Top Women Originators! Thank you to my incredible clients and colleagues—you are the reason behind this!
Are you ready to turn your homeownership dreams into reality? Reach out for personalized guidance, and let's embark on this journey together!
https://myoc.io/



NMLS # 225960

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served...
05/26/2026

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served or are currently serving in the U.S. Armed Forces.
We honor the courage, sacrifice, and unwavering commitment it takes to defend our nation and safeguard our freedoms.
Thank you for your service—today and always.
https://myoc.io/

NMLS # 225960

05/25/2026

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Happy Memorial Day!
https://myoc.io/



NMLS # 225960

05/24/2026

Let’s hear it—what are you doing to kick off summer this Memorial Day weekend? ☀️
https://myoc.io/



NMLS # 225960

05/23/2026

How are you spending your long weekend? Tell me your Memorial Day plans 👇
https://myoc.io/



NMLS # 225960

05/22/2026

Memorial Day weekend check-in… what’s on your agenda?
https://myoc.io/



NMLS # 225960

Celebrating this incredible honor! 🏆✨I was recognized as a Top Originator at the beginning of April, and I couldn’t be m...
05/20/2026

Celebrating this incredible honor! 🏆✨

I was recognized as a Top Originator at the beginning of April, and I couldn’t be more grateful for my clients, referral partners, and everyone who continues to support my business. Thank you for being part of this journey with me! ❤️
https://myoc.io/



NMLS # 225960

05/19/2026

Are you waiting…or preparing? There’s a big difference.
Waiting for the “perfect” rate or market conditions can leave you stuck on the sidelines. Preparing, on the other hand, puts you in a position to act when the opportunity is right for you.
The truth is, no one can perfectly time the market, but you can control how ready you are.
Preparing means:
• Understanding your options
• Knowing your budget
• Having a strategy in place
Whether you’re buying a home or thinking about refinancing, those who win are the ones who are ready when the moment comes.
https://myoc.io/



NMLS # 225960

"I just bought my Home in Tehachapi CA and Gayle McCarthy over at American Pacific Mortgage Tehachapi was amazing she wa...
02/12/2026

"I just bought my Home in Tehachapi CA and Gayle McCarthy over at American Pacific Mortgage Tehachapi was amazing she was super informative and transparent about everything she made it all so clear and answered all my silly questions I felt like she was my best friend. I don't think she sleeps, seriously though, she was available just about anytime I needed. I give her 10 stars out of five, this world needs more people like.." says J on Google

★★★★★ I just bought my Home in Tehachapi CA and Gayle McCarthy over at American Pacific Mortgage Tehachapi was amazing she was super informative and transparent about everything she made it all so clear and answered all my silly questions I felt like she was my best friend. I don't think s...

Address

Tehachapi, CA

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16618225523

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