Ryan Ham Realtor

03/12/2021

The Luxury Property brand, Corcoran Global Living. Together we will build something special!!
Ryan Ham Realtor Lic #02104748
Please contact me about real estate. 부동산 관련 문의 있으시면 연락주세요~ 🏡

02/08/2021

Do you want to know what is happening in your neighborhood? Ryan Ham Realtor. Call me about Real Estate. 619.888.8675
Lic #02104748

02/08/2021

Want To Build Wealth? Buy A Home This Year.

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax adv...

01/29/2021

What Happens When Homeowners Leave Their Forbearance Plans?

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right n...

01/20/2021

Owning A Home Is Still More Affordable Than Renting One

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it.....

01/18/2021

4 Reasons People Are Buying Homes In 2021

According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles. As many of us spend extra time at home, we’re reevaluating what “home” means and what we may need in one going fo...

01/15/2021

The Path To Homeownership

Some Highlights If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to follow in the homebuying process. Let’s connect today to discuss the specific steps along the way in our local area.

01/13/2021

Will Forbearance Plans Lead To A Tsunami Of Foreclosures?

At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Thoug...

12/15/2020

5 Steps To Follow When Applying For Forbearance

If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these chall...

12/03/2020

With Home Values Surging, Is It Still Affordable To Buy Right Now?

Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained:

11/17/2020

Why The 2021 Forecast Doesn’t Call For A Foreclosure Crisis

As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality is, plans have been put in place through forbearance to e...

11/03/2020

Rent Vs Buy How To Decide Whats Best For You

According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further.