Sheena Bailey, MRP, Realtor, Keller Williams Advantage

Sheena Bailey, MRP, Realtor, Keller Williams Advantage Keller Williams Advantage
Realtor
MRP
TX Lic #767958-SA
Army Veteran

Check the city for waste management routes with the holiday! Killeen routes are here
07/01/2026

Check the city for waste management routes with the holiday! Killeen routes are here

Art camp for kids age 7-14! πŸŽ¨πŸ–ŒοΈ
06/17/2026

Art camp for kids age 7-14! πŸŽ¨πŸ–ŒοΈ

Spots are now filled for the Summer Art Camp. Thanks for the interest!

==

Registration is open now for Summer Art Camp! Youth ages 7-14 can enjoy DIY kits, slime, marble painting, keepsake necklaces, summer suncatchers and more. Register online at qrcc.me/t9mxew6vn1qe.

πŸ“… July 27-31 | 9-11 a.m.
πŸ“ First National Bank Texas Family Recreation Center (1700 E. Stan Schlueter Loop)

Free enrollment. Open for the first 25 participants to register. For more info, call (254) 501-6390 or email [email protected].

Success rarely happens overnight.It's built in the small choices we make every dayβ€”the early mornings, the extra effort,...
06/17/2026

Success rarely happens overnight.

It's built in the small choices we make every dayβ€”the early mornings, the extra effort, the commitment to keep going even when progress feels slow.

Stay focused on the habits, not just the outcome. The results will come.

✨ Consistency beats perfection.
✨ Progress beats excuses.
✨ Small steps add up to big wins.

What is one goal you're working toward right now?

Let's talk terminology🏑 **DTI (Debt-to-Income Ratio)**One of the biggest factors lenders look at when determining how mu...
06/13/2026

Let's talk terminology

🏑 **DTI (Debt-to-Income Ratio)**

One of the biggest factors lenders look at when determining how much home you may qualify for is your **Debt-to-Income Ratio**, or **DTI**.

Simply put, DTI compares your monthly debt payments to your gross monthly income.

Examples of debt that may be included:
βœ” Car payments
βœ” Credit cards
βœ” Student loans
βœ” Personal loans
βœ” Minimum monthly debt obligations

A lower DTI generally means you have more room in your budget and may qualify for more financing options.

πŸ’‘ Here's the good news: Many buyers assume they won't qualify because of debt, but that's not always the case. Every situation is unique, and there are loan programs designed to help a variety of financial situations.

Before counting yourself out, have a conversation with a lender and learn what your options are!

Have you ever heard of DTI before today? Let me know in the comments! πŸ‘‡

06/11/2026

🏑 Home Feature Wish List 🏑

If you could choose just ONE feature for your dream home, what would it be?

✨ A large backyard
✨ A chef's kitchen
✨ A home office
✨ A pool
✨ A huge primary suite
✨ A 3-car garage

For me, it would probably be a large backyard with plenty of room to enjoy the outdoors and spend time with family and dogs. 🐾

Drop your must-have feature in the comments! πŸ‘‡

Donations need for the back to school drive πŸ“šπŸ–οΈβœοΈπŸ““
06/10/2026

Donations need for the back to school drive πŸ“šπŸ–οΈβœοΈπŸ““

UPDATED - Click this Amazon link to make a difference: https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.amazon.com%2Fregistries%2Fgl%2Fguest-view%2F1JUHYCMP3QA6W%3Fref_%3Dcm_sw_r_cp_ud_ggr-subnav-share_HNAJE2METP2V5BM3M4ET&data=05%7C02%7Chjohnson%40harkerheights.gov%7Cbc5d8b0c24304b0505c208dedd33988b%7C5257af2bc1974ba19e12c526ab3e8b99%7C0%7C0%7C639191410858541097%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=c9Y6NJkKL0JJhIAPHNHwWVryO0Ooel7cYOm8lE8cfhY%3D&reserved=0

A Backpack Is More Than a Backpack

For many children, the start of a new school year is filled with excitement, possibility, and hope. For others, it comes with a quiet worry: Will I have what I need when I walk into class on the first day?

The Harker Heights Police Department's Healthy Homes Program is once again stepping up to help local families through its annual Back-to-School Donation Drive. The Healthy Homes Program works year-round to connect families in need with resources and support throughout our community, and this donation drive is one more way they help ensure local children have the opportunity to succeed.

As a community, we often say that children are our future. This is our chance to prove it.

We want to challenge every person reading this post: the next time you're at Walmart, Target, H-E-B, or anywhere school supplies are sold, pick up one extra item. Just one. A pack of pencils. A notebook. A pair of scissors. A backpack. If each of us contributes something small, together we can make a tremendous difference for local students and families.

No child should start the school year feeling behind before they even open a book.

Donations can be dropped off at the Harker Heights Police Department at 402 Indian Trail Drive, behind the Library.
Donations accepted through July 28

Together, let's show our children what makes Harker Heights special, not just the services we provide, but the hearts of the people who live here.

Thank you for being willing to accept the challenge and donate one or more items.

06/10/2026

πŸ’‘ Home Buyer Tip

Before you start looking at homes, talk to a lender.
Getting pre-approved helps you:
βœ” Understand your budget
βœ” Strengthen your offer
βœ” Save time
βœ” Shop with confidence

Need a trusted lender recommendation? I have several great local partners.

VA Loan Myth: You need a down payment to buy a home.❌ Mythβœ… Fact: Many qualified veterans can purchase a home with ZERO ...
06/09/2026

VA Loan Myth: You need a down payment to buy a home.

❌ Myth
βœ… Fact: Many qualified veterans can purchase a home with ZERO down payment using their VA loan benefit.

As a veteran myself, helping military families understand and maximize their benefits is one of my favorite parts of real estate.

Have questions about VA loans? Send me a message!

πŸ”₯ Local Spotlight: Supporting Local & Veteran-Owned πŸ”₯One of my favorite things about living and working in Central Texas...
06/08/2026

πŸ”₯ Local Spotlight: Supporting Local & Veteran-Owned πŸ”₯

One of my favorite things about living and working in Central Texas is the amazing local businesses that help make our communities feel like home.

This week, I'm highlighting Rossler's BLUE CORD Barbecue in Harker Heights! Founded by retired Army Infantryman Steven Rossler and his family, this local favorite has earned recognition as one of Texas Monthly's Top 50 BBQ Joints in Texas. Their commitment to great food, family, and community is evident in everything they do.

As a veteran myself, I love supporting fellow veteran-owned businesses that continue serving our community long after their military careers have ended.

If you haven't had the chance to try Rossler's yet, add it to your list! πŸ₯©πŸ”₯

Now I want to hear from youβ€”what's your favorite local business, restaurant, or hidden gem in the area? Drop it in the comments so we can show some local love and maybe discover a new favorite spot!

06/07/2026

Thinking about buying a home?
Here's something I tell all of my clients:

The best time to buy isn't when everyone else says you should.
🏑 The best time to buy is when it makes sense for YOU.

Every situation is different, and I'm here to help you understand your options so you can make the right decision for your you and your family.

Address

10266 W Adams Avenue
Temple, TX
76513

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