09/17/2026
🏡 COMMON REAL ESTATE MISCONCEPTIONS 🏡
There’s a lot of information floating around about buying and selling a home, and not all of it is accurate. Let’s clear up a few common misconceptions:
✨ “I need 20% down to buy a home.”
Not always! There are several loan programs that may allow buyers to purchase with much less down.
✨ “The highest offer always wins.”
Not necessarily. Sellers may consider financing, closing timeline, contingencies, concessions, and the overall strength of the offer—not just the price.
✨ “I should find the perfect house before talking to a lender.”
Getting pre-approved first helps you understand your buying power and puts you in a stronger position when it’s time to make an offer.
✨ “The seller always pays the buyer’s agent.”
Buyer-agent compensation is negotiable and should be discussed before beginning the home-buying process.
✨ “If a home has been sitting on the market, something must be wrong with it.”
Not always. Pricing, timing, marketing, condition, financing, and many other factors can affect days on market.
✨ “New construction doesn’t need an inspection.”
Even a brand-new home can benefit from an independent inspection.
✨ “My credit has to be perfect before I can buy.”
Different loan programs have different requirements. A conversation with a trusted lender may reveal more options than you think.
Buying or selling real estate involves much more than opening doors and signing paperwork. Having the right professionals in your corner can help you understand your options, protect your interests, and make informed decisions from beginning to closing day. 🔑🏡
Ready to talk about your real estate goals? I’d love to help.
Stephanie Crysel, REALTOR®
270-996-7621
eXp Realty, LLC | The Monica Kelley Team
Licensed in Texas & Arkansas
Serving Texarkana & surrounding areas 💜✨
