Richard Lopes - Licensed Real Estate Agent

Richard Lopes - Licensed Real Estate Agent Licensed REALTOR in New York whose main focus is to help you buy, sell, or rent That's where I come in. I am responsive and work tirelessly. So let's get started!

Buying or selling your home or property can be an extremely personal and emotional experience. Your agent should earn your trust by taking the time to understand your needs, help you through the process with advice and care, and deliver on your needs and expectations. Your agent should be knowledgeable, tireless in his efforts, available to you on a full time basis and accommodating to any reasona

ble request or requirement that will set you at ease and make the process as comfortable and successful as possible. My main priority is helping my clients get that property they want or sell their property fast and at top dollar through honesty, integrity, dedication and hard work. My intent is to build long lasting relationships with my clients well beyond the agent/client phase. As your agent, I will make sure you are always kept updated and always treated as a priority. With 30 years as a creative and design communications professional in the areas of advertising, marketing, and public relations with companies both large and small including my own, I bring all of my experience, skills and techniques to Real Estate sales so I can properly match buyers with sellers, enhancing the potential for a successful sale, purchase or rental. I've lived in The Bronx for most of my life and also spent more than 10 years living in Yonkers. I understand the market in these areas and the challenges associated with buying or selling a home. By creating personal relationships, offering guidance and applying creative strategies, we will work together for positive results!

During the pandemic, home prices soared due to high demand coupled with low inventory and mortgage rates. But that rapid...
07/29/2024

During the pandemic, home prices soared due to high demand coupled with low inventory and mortgage rates. But that rapid appreciation couldn’t last forever.

Now, data confirms prices are still rising, just more moderately.

This healthier pace is actually a good thing. It means home price growth is normalizing.

DM me if you want more details on prices in our area.



Find out about my 30/60/90 plan! Give me a shout today!




Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. So...
07/29/2024

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means.

Here’s what Danielle Hale, Chief Economist at Realtor.com, says: “In stock market terms, a correction is generally referred to as a 10 to 20% drop in prices . . . We don't have the same established definitions in the housing market.”

In the context of today’s housing market, it doesn’t mean home prices are going to fall dramatically. It only means prices, which have been increasing rapidly over the last couple years, are normalizing a bit. In other words, they’re now growing at a slower pace. Prices vary a lot by local market, but...



Find out about my 30/60/90 plan! Give me a shout today!




Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening.

Let’s talk about equity.On average, homeowners gained $28,000 over the past year and have a grand total of $305,000 wort...
07/26/2024

Let’s talk about equity.

On average, homeowners gained $28,000 over the past year and have a grand total of $305,000 worth of equity in their homes. That’s a whole lot of leverage for your next move.

Curious about how much you have? Let’s do a Professional Equity Assessment Report. Comment “Equity” below if you’re interested.



Find out about my 30/60/90 plan! Give me a shout today!




07/26/2024

Home equity is the difference between how much your home is worth and how much you owe on your mortgage. And for most people it’s gotten a big boost in recent years, thanks to rising home prices. If you want to find out how much equity you have, reach out for a professional equity assessment report.



Find out about my 30/60/90 plan! Give me a shout today!




Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner...
07/26/2024

Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity. Want to know how much equity you have? Let’s connect so you can get a Professional Equity Assessment Report (PEAR).



Find out about my 30/60/90 plan! Give me a shout today!




Equity is the difference between what your house is worth and what you still owe on your mortgage.

Inflation is cooling – and that’s a good sign for mortgage rates. Once the rate of inflation reaches the Fed's target of...
07/25/2024

Inflation is cooling – and that’s a good sign for mortgage rates.
Once the rate of inflation reaches the Fed's target of 2%, they may lower the Federal Funds Rate. When they do, mortgage rates are likely to respond.
But this isn't the only factor at play. For the latest updates on what’s happening, follow me.



Find out about my 30/60/90 plan! Give me a shout today!




As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and...
07/25/2024

As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead.

One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t directly control mortgage rates, they do control the Federal Funds Rate.

The relationship between the two is why people have been watching closely to see when the Fed might lower the Federal Funds Rate. Whenever they do, that’ll put downward pressure on mortgage rates. The Fed meets next week, and three of the most important metrics they’ll look at as they make their decision are:

1. The Rate of Inflation
2. How Many Jobs the Economy Is Adding
3. The...



Find out about my 30/60/90 plan! Give me a shout today!




As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead.

New trend alert. The median price for new builds has dipped lower than the median for existing homes. Plus, some builder...
07/24/2024

New trend alert.

The median price for new builds has dipped lower than the median for existing homes.

Plus, some builders are tossing in sweet perks like competitive mortgage rates and free upgrades.

So, if you aren’t already considering brand-new homes, it may be worth looking into. Drop a comment with your dream home feature, and let’s find your perfect fit together.



Find out about my 30/60/90 plan! Give me a shout today!




If you’re in the market to buy a home, there’s some exciting news for you.Here are two key reasons working with your age...
07/24/2024

If you’re in the market to buy a home, there’s some exciting news for you.

Here are two key reasons working with your agent to look into new home construction could help you find a more budget-friendly option.

Reason 1: Lower Median Prices for Newly Built Homes

The median sales price for newly built homes is lower than the median sales price for existing homes today. This might seem surprising, but it’s true according to the latest data from the Census and the National Association of Realtors (NAR).

Why is that? Builders are focused on building what they can sell. And right now, there’s a very real need for smaller and more affordable homes – so that’s what they’ve been bringing to the market.

Reason 2: Attractive Incentives from Home Builders

Another big reason to consider a...



Find out about my 30/60/90 plan! Give me a shout today!




If you’re in the market to buy a home, there’s some exciting news for you.

Do high prices at the gas pump and grocery store have you worried more people are going to fall behind on their mortgage...
07/23/2024

Do high prices at the gas pump and grocery store have you worried more people are going to fall behind on their mortgage payments?

If you’re thinking that’ll lead to a surge of foreclosures, let this reassure you.

Serious delinquencies (loans that are 3 or more monthly payments past due) are on the decline – so there’s no wave of foreclosures on the horizon.



Find out about my 30/60/90 plan! Give me a shout today!




Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets. And those hig...
07/23/2024

Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets. And those high costs on everything from gas to groceries are fueling unnecessary concerns that more people are going to have trouble making their mortgage payments. But, does that mean there’s a big wave of foreclosures coming?

Here's a look at why the data and the experts say that’s not going to happen.

There Aren’t Many Homeowners Who Are Seriously Behind on Their Mortgages

One of the main reasons there were so many foreclosures during the last housing crash was because relaxed lending standards made it easy for people to take out mortgages, even when they couldn’t show they’d be able to pay them back. At that time, lenders weren’t being as strict when looking at...



Find out about my 30/60/90 plan! Give me a shout today!




Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets.

Having a hard time finding a place to call home in your budget?Thousands of Americans are on the move in search of bette...
07/22/2024

Having a hard time finding a place to call home in your budget?

Thousands of Americans are on the move in search of better affordability.

That’s because broadening where you're looking could help you find somewhere your money takes you a little further.



Find out about my 30/60/90 plan! Give me a shout today!




Address

5701 Mosholu Avenue
The Bronx, NY
10471

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10am - 2pm
Sunday 12pm - 2pm

Telephone

+13476203299

Alerts

Be the first to know and let us send you an email when Richard Lopes - Licensed Real Estate Agent posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Richard Lopes - Licensed Real Estate Agent:

Share

Category