Reuben Allen - Realtor

06/19/2026

Today we celebrate Juneteenth✊🏿 , a day marking the emancipation of enslaved people in the United States. Originating in Galveston, Texas, it's now a nationwide observance on June 19. Let's honor this pivotal moment in history and continue the pursuit of equality and justice. 🌟

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560
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06/19/2026

Thinking about buying in Thousand Oaks, Westlake Village, or nearby? I’ll walk you through practical financing options—conventional loans, FHA, and jumbo financing for higher-end Conejo Valley homes—and what each can mean for your monthly payments and qualifying needs. I work with trusted local lenders who understand Ventura County realities and help tailor solutions to your budget and goals. Watch the video and message me with your questions or to set up a free consult. https://wix.to/VXCsbxv

06/19/2026

Thinking about financing for a Ventura County home? I’ll help you compare conventional, FHA, and jumbo loans so you can see what actually affects your monthly payment and offer strength. 🏡

Conventional: lower rates for strong credit, smaller mortgage insurance costs if you put 20% down. FHA: lower down payment and looser credit rules, but higher ongoing mortgage insurance. Jumbo: needed for higher-priced Westlake Village or Calabasas homes—larger loan limits but stricter qualification and higher rates.

Quick examples: on a $1M home in Westlake Village, a 20% conventional down payment vs. a jumbo with 10% down changes your monthly payment and negotiation leverage. Put more down = fewer contingencies and a stronger offer. Use less down = higher monthly cost but easier entry.

If you’re buying in Thousand Oaks, Oak Park, Agoura Hills, or Calabasas, I’ll walk you through which route matches your goals and how to present the strongest, cleanest offer. Ready to compare numbers for your situation? Visit https://wix.to/uffVUku and let’s talk. 🔑💬

06/17/2026

You may have heard that you need 20% down to close on a home.. While it does have it's advantages - its not true! You can put down as little as 3.5%.

There are also many First Time Home Buyer Programs, Closing Assistance, Zero Down Payment Options as well (if you qualify) to help you Buy a Home.

Don’t let the myth of the 20% down payment hold you back from owning your dream home.

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560

06/16/2026

Ready to get your home sold? I am here to help! Request your Sales Price Estimate on your Home today, just click the link below to get started!

Want to know how much your home is worth? Find out now! https://homeasap.com/703073/homevalue

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560

06/15/2026

This indoor/outdoor living space is what dreams are made of! 😍🌿 Sliding doors, open air, and that seamless flow—perfect for entertaining or just soaking up the vibes

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560

06/14/2026

Preparing to list your home? Before you list, check out these low cost curb appeal improvements you can make!

If your home's curb appeal makes a great first impression, everyone (including potential homebuyers) will want to see what's inside!

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560

Add budget-friendly curb appeal to your home with these upgrades you can do in a day, weekend, or month, from freshening your garden to replacing your mailbox.

06/13/2026

Refinancing your mortgage can be a good idea, but make sure you know when, why, and how before you make that decision to make sure it's right for you.

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560

Refinancing your mortgage can be advantageous for many reasons, but knowing when, how and at what cost is essential to your success.

06/12/2026

In addition to your down payment and closing costs, there are several other expenses to consider before and after you move into your new home! Here’s a breakdown:

Before You Move In
✅ Closing Costs – Usually 2-5% of the home price, covering fees like lender charges, title insurance, and inspection costs.
✅ Home Inspections & Appraisals – Necessary for verifying the home's condition and value before finalizing your purchase.
✅ Moving Costs – Don’t forget about moving trucks, packing supplies, and moving company fees.

After You Move In
✅ Home Repairs/Upgrades – You might find repairs are needed immediately (new paint, minor fixes), or want to update rooms to fit your style.
✅ Utility Setup & Deposits – Setting up electricity, water, gas, and internet may require initial deposits.
✅ Furnishing & Decorations – Settling into your new space might include new furniture, curtains, or other home essentials.

Saving ahead for these extra costs can help reduce financial stress after the sale! Ready to plan for your home purchase? Let’s get started!

Reuben D Allen
RARE(ReubenAllenRealEstate) with,
Squires Development & Real Estate Inc.
C: 805.444.7766
CalBRE #01931560