Pacific Financial Mortgage & Real Estate Inc.

09/18/2026

Hope your week is off to a strong start! It has been a big week for rates, so let me break down what happened and why it matters.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/the-fed-just-hiked-rates-here-is-what-that-actually-means-for-you/

After eight straight months of growth, homes under contract actually dipped compared to a year ago, as higher rates caught up with buyer demand.

09/17/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.95%

According to Freddie Mac, "The 30-year fixed-rate mortgage continues to fluctuate as markets assess economic data."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

09/11/2026

Hope your week is going well! It has been an eventful week for rates and housing, so here is what actually matters for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/rates-break-higher-on-a-global-bond-selloff-and-buyer-demand-finally-cools/

After eight straight months of growth, homes under contract actually dipped compared to a year ago, as higher rates caught up with buyer demand.

09/10/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.76%

According to Freddie Mac, "Aspiring buyers should remember shopping around for the best mortgage rate and getting multiple quotes can potentially save them thousands."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

09/04/2026

Hope your week is going well! It has been a quietly important week in the mortgage and housing world, so here is what actually matters for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/bond-market-at-a-crossroads-and-buyers-are-gaining-room-to-negotiate/

Buyers are quietly gaining leverage. New listings just hit their highest point since spring, while signed contracts slipped to a six month low.

09/03/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.71%

According to Freddie Mac, "Purchase demand has remained relatively stable, indicating steady interest from buyers adapting to evolving market conditions."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

08/28/2026

Hope your week is going well! There was a lot moving in the mortgage and housing world, so here is what actually matters for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/rates-ease-for-a-second-week-and-new-home-buyers-gain-leverage/

Next week brings two big moments worth watching: a fresh inflation reading and a closely watched speech from a Federal Reserve official.

08/27/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Hold Steady

According to Freddie Mac, "The economy remains resilient, demonstrated by steady consumer spending and rising household incomes. More homes coming on the market and slower price growth in many areas are giving buyers better options and helping create a more balanced housing market."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

07/31/2026

As we navigate the peak of summer, I want to bring you clarity on what is really happening in our housing and mortgage markets.

The headlines love drama, but when we look beneath the surface, there are incredible opportunities for buyers, sellers, and industry partners alike.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/summer-real-estate-realities-what-local-trends-and-record-programs-mean-for-you/

The headlines love drama, but when we look beneath the surface, there are incredible opportunities for buyers, sellers, and industry partners alike.

07/30/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.66%

According to Freddie Mac, "The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms