Erin Walsh Sr. Loan Officer

Erin Walsh Sr. Loan Officer I focus on helping you find the best possible mortgage solution for YOU! No two people are the same & not all mortgages are created equal. Mortgage Brokers

I listen & help you craft the best possible loan to meet your goals. NMLS 802627 Equal Housing Lender

09/22/2026

What if I told you, the smart move might be to pay MORE for the house.

Stay with me.

If the appraisal comes in higher than your contract price, there may be an opportunity to increase the purchase price and negotiate a seller credit back to you.

That credit can potentially help cover closing costs, property taxes, insurance and even reduce or eliminate your monthly mortgage insurance.

Same net to the seller. More flexibility for you.

This is exactly why the structure of the deal matters just as much as the interest rate

Want me to look at a real life scenario and tell you if this could work? Send me the purchase price, appraisal, value, and the loan type.

09/15/2026

The federal reserve does not set your mortgage interest rate. Mortgage interest rates are driven by the bond market and the bond market is incredibly sensitive to inflation.

The bond market has been desperate to see that the Federal Reserve is paying attention to inflation and is working to address the issue.

If (when) the Fed raises interest rates tomorrow, it will signal to the bond market that the federal reserve is in fact paying attention and is serious about curbing inflation. This will help the bond market settle down a little bit after a couple of really rough days.

So yeah, it’s a flashy headline, but it’s also legit.

If you’ve been watching the market the last few days, you’ll understand why a perky mortgage post feels a little disinge...
09/11/2026

If you’ve been watching the market the last few days, you’ll understand why a perky mortgage post feels a little disingenuous.

What you might not understand is why now is the best time to be a buyer. Rates are up but so is inventory and sellers are getting desperate, which means you could get a concession, which could help you lower your mortgage payment so it feels slightly less rude.

Yes, the market is annoying, but it’s not impossible.

Sometimes, you just take the next step.

Even if it’s a fake post on your hand.

also, and unrelated, if you can see The Elovaters in concert, I highly recommend it.

Day drinking Erin is just regular Erin with fewer filters and stronger mortgage opinions.
09/11/2026

Day drinking Erin is just regular Erin with fewer filters and stronger mortgage opinions.

09/03/2026

Praying to all the pre-approval gods out there that these docs will come in tomorrow, not Saturday. 🙏🏻

OK, in all seriousness, I will of course finish a preapproval letter over the weekend. Homebuying works after hours and so do I.

09/02/2026

Myth: brokers have great rates but they can’t close quickly.

Truth: I talked to a client on Monday the 17th for the first time. They are clear to close today on the 26th. That’s 7.5 business days from very first phone call to clear to close.

WHO you work with matters far more than WHERE they work.

Going out on a big old limb here and channeling my inner Mortgage Mandy. ☺️

Address

4386 S. Macadam Avenue, Suite 302
Tigard, OR
97239

Telephone

+15033073151

Website

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