Rich Lamkin Real Estate

Rich Lamkin Real Estate Representing Baltimore Buyers and Sellers of Residential and Commercial Real Estate in Baltimore City and the surrounding counties.

Experienced Realtor at Cummings and Company 's Timonium office

First-time buyers need local math, not national guesses, because rent, prices, appreciation, and loan costs vary so much...
09/04/2026

First-time buyers need local math, not national guesses, because rent, prices, appreciation, and loan costs vary so much by city.

This article compares renting versus buying across 136 U.S. cities, using FHA-style ownership costs, local rents, and recent price appreciation. The big takeaway is that buying came out ahead in 41% of the cities studied, while renting still made more sense in the rest. That’s a helpful reminder f...

The first few days of a listing often get the most attention, which is why preparation before launch can make such a dif...
09/03/2026

The first few days of a listing often get the most attention, which is why preparation before launch can make such a difference.

Most people think bidding wars happen after a home hits the market, but some sellers are generating interest well before their listing goes live. This article looks at the strategies that can build anticipation, attract more buyers, and create momentum from day one. While every market is different,....

If retirement is on your radar, smaller towns are getting a lot more attention because they can offer lower costs, less ...
09/01/2026

If retirement is on your radar, smaller towns are getting a lot more attention because they can offer lower costs, less congestion, and a lifestyle that feels a little easier to enjoy.

Retirement planning isn’t just about finances anymore — lifestyle matters just as much. This article highlights smaller U.S. towns drawing attention for their mix of affordability, amenities, and community feel. Places with walkable downtowns, access to healthcare, and lower housing costs are be...

If you’ve been waiting for less competition before buying, July’s slowdown could create an opening, especially as homes ...
08/31/2026

If you’ve been waiting for less competition before buying, July’s slowdown could create an opening, especially as homes sit longer and fewer buyers offer above asking.

If buying a home has been on your mind, July’s slowdown could work in your favour. Pending sales fell 2.3% as mortgage rates reached their highest levels of 2026, but homes are also sitting longer, fewer buyers are bidding above asking and price cuts tend to become more common later in the summer....

Renovations can add value and personalize a home, but realistic timelines and budgets often make the difference between ...
08/28/2026

Renovations can add value and personalize a home, but realistic timelines and budgets often make the difference between a good project and a stressful one.

Fixer-uppers can be appealing because they often offer more space, a better location, or a lower purchase price than move-in-ready homes. The challenge is knowing what renovations will actually cost once the work begins. This article explores common financial realities that buyers face, from contrac...

If buying a home is on your radar, slower contract activity doesn’t have to be bad news. A quieter market can give you m...
08/27/2026

If buying a home is on your radar, slower contract activity doesn’t have to be bad news. A quieter market can give you more time to compare homes and make a thoughtful offer.

If buying a home has been on your mind, a slower market could create a little more room to make your move. Pending home sales fell 2.3% in July, according to the National Association of Realtors, indicating that fewer existing-home purchase contracts were signed during the month. For buyers, less ac...

Sometimes a listing gets stuck because buyers are more cautious right now, and sometimes it comes down to pricing, condi...
08/25/2026

Sometimes a listing gets stuck because buyers are more cautious right now, and sometimes it comes down to pricing, condition, or timing.

More homeowners are running into something that barely existed during the peak housing frenzy: listings sitting on the market longer than expected. This article looks at practical ways sellers can reassess pricing, presentation, repairs, timing, and alternative options when a property isn’t gettin...

Smaller towns are getting more attention from retirees who want space, convenience, and a lifestyle that feels a little ...
08/24/2026

Smaller towns are getting more attention from retirees who want space, convenience, and a lifestyle that feels a little less hectic.

This ranking looks at smaller U.S. towns that stand out for retirement living, based on things like affordability, healthcare access, amenities, climate, and overall quality of life. While every person’s idea of the perfect retirement spot is different, many of these communities share the same app...

Before you fall in love with a vacation place, make sure you've looked closely at the down payment, maintenance, and mon...
08/21/2026

Before you fall in love with a vacation place, make sure you've looked closely at the down payment, maintenance, and monthly carrying costs.

Buying a second home can be a great long-term goal, but it comes with a different set of costs and lending requirements. This guide walks through things like down payments, debt-to-income ratios, maintenance, rental use, and financing options. If a vacation home or part-time residence is on your rad...

If you’re thinking about refinancing, start with the break-even point—lower monthly payments don’t help much when closin...
08/20/2026

If you’re thinking about refinancing, start with the break-even point—lower monthly payments don’t help much when closing costs take years to recover.

Refinancing can help with more than lowering your interest rate, but the numbers need to fit your plans. This guide walks through common situations such as reducing your payment, shortening or extending the loan term, removing mortgage insurance, funding renovations, and switching from an adjustable...

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108 W Timonium Road
Timonium, MD
21093

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+14104192615

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