Mike Fielder Realtor Baltimore, MD

Mike Fielder Realtor Baltimore, MD 🏡 Your go-to Baltimore Realtor, dedicated to turning your real estate dreams into reality. Specializing in buyers, sellers, and investors.

Let's find your perfect space together! 🌟👨‍👩‍👧 For inquiries: 📲 410-905-6678 | 💌 [email protected] Mike is passionate about the needs and goals of his clients. He epitomizes integrity, energy, hard work, and detail to every real estate transaction. Mike earned his degree in Sport Management and Business Administration. He is an athlete by nature, and while it's harder these days to get out, h

e's always up for a game of football, lax, cornhole, ping-pong, you name it. If he's not working or playing sports, he's doing something to his house to make it better.

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, som...
05/29/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?In a recent survey, 68% of ...
05/27/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

Now might be a smart time to look at newly built homes.  Builders are motivated to keep their inventory moving, so they’...
05/22/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.That increase ...
05/20/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.

80% of homeowners still expect to get their asking price or more when they sell. But right now, only about 40% actually ...
05/15/2026

80% of homeowners still expect to get their asking price or more when they sell. But right now, only about 40% actually do.

That might sound surprising, but it’s not. It’s normal.

The issue is where those outdating pricing expectations are coming from.

Some sellers are still pricing high just to “see what happens.” And that strategy doesn’t work now that inventory has grown.

When a house is priced above where it should be today, buyers don’t negotiate. They move on to other options.

That’s when homes sit, and sellers have to slash prices – sometimes below what they could’ve gotten if they’d just priced right from the start.

That’s why the sellers getting the best results right now are doing something different.

They’re pricing at (or even slightly below) market value from day 1. Because that’s what creates demand early and puts you in a position to sell faster… and potentially for more.

So don’t price based on the past. Price for today’s...

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.In just the past 6 ...
05/13/2026

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That’s money that could help fund your next move or a major life goal.

And if you’ve lived there longer than 6 years, your number could be even higher.

Want to find out? I’m offering a free equity assessment for homeowners in our market right now. Just send me a DM to get started.

05/13/2026

And that’s the way we like it.

Most people only see the pretty part of real estate. The photos, the keys, the sold sign.

What they don’t see are the phone calls happening behind the scenes to keep the deal together.

The lender issue that got solved before it became a bigger problem.
The inspection conversation that needed a little creativity and a lot of calm communication.
The scheduling shuffle.
The contractor recommendation.
The late night follow up so nobody is left wondering what’s happening next.

A big part of my job as a realtor in Baltimore is putting out small fires before my clients ever have to feel the stress of them.

Because a smooth transaction usually isn’t luck. It’s experience, relationships, problem solving, and staying five steps ahead.

And honestly, that behind-the-scenes work is one of the most important parts of what we do.

💠 Mike Fielder, REALTOR®
📞 P: 410-905-6678 | O: 410-823-0033
📧 [email protected]
🌐 mikesellsbaltimore.com
Key Home Team of Cummings & Company

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Did you know nearly 1 in 3 home purchases today involves co-buyers?That's right, more and more first-time buyers are tea...
05/08/2026

Did you know nearly 1 in 3 home purchases today involves co-buyers?

That's right, more and more first-time buyers are teaming up with friends, siblings, or unmarried partners to make homeownership happen.

And honestly? It makes a lot of sense given how tough affordability can still be for first-time buyers.

Combining incomes means a bigger down payment, better loan qualification, and lower monthly costs for everyone involved.

If you've been feeling priced out, co-buying might be the move you haven't considered yet. Drop your questions in the comments. I'd love to help you explore your options.

05/06/2026

“Should I just wait?” It’s the question it seems like everyone’s asking. And here’s your answer. Even with everything going on, people are still moving. More homes are going under contract. More people are applying for mortgages. And that means you can too. You just need a plan. Want to figure out what that looks like for you? Let’s talk.

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’...
05/01/2026

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’s actually required, and they’re looking for answers.

Unfortunately, many still think they have to put 20% down.

But the data says something very different is happening.

The typical first-time buyer actually puts down about 10% – that’s half of what you probably expected. And some do as little as 3.5% or even 0% down (depending on their loan type).

So, that 20% myth is only holding you back and delaying your timeline more than necessary.

If you’re curious about what’s really required, it’s worth having a conversation with a trusted lender. A true expert can give you better information than an online search.

Then let's chat about what your budget can get you in today’s market.

Address

108 W Timonium Road
Timonium, MD
21093

Opening Hours

Monday 7am - 10pm
Tuesday 7am - 10pm
Wednesday 7am - 10pm
Thursday 7am - 10pm
Friday 7am - 10pm
Saturday 7am - 10pm
Sunday 7am - 10pm

Website

https://www.instagram.com/mike.fielder.realtor/, https://www.youtube.com/@mike.fielder.r

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