Janina Laye Realtor

04/22/2020

https://realtytimes.com/consumeradvice/homeownersadvice/item/1037727-forbearance-is-it-just-a-slow-slide-into-foreclosure?rtmpage=

If you’re experiencing financial hardship related to the coronavirus crisis, the idea of forbearance probably sounds pretty good. After all—who wouldn’t want to put off paying their mortgage when money is tight, especially if you’ve just lost your job or are worried you might be about to?! T...

04/21/2020

https://realtytimes.com/consumeradvice/homeownersadvice/item/1037712-smart-ways-to-save-during-the-quarantine?rtmpage=

04/21/2020

https://realtytimes.com/consumeradvice/buyersadvice/item/1037688-you-covid-and-real-estate?rtmpage=

Your reality is the reality that matters to you, but is your reaction to the pandemic leaving you with an accurate picture of the possibilities ahead? For too many, the realization that COVID-19 represents considerably more than a short-term inconvenience has slowly set in. The weight of this realiz...

04/20/2020

https://realtytimes.com/new-home-advice/item/1037585-new-home-virtual-tours-may-prove-perfect-and-safest-showing-options?rtmpage=

It’s one thing for resale homes not to sell because they are not saleable. It is quite another for them not to sell because home shoppers may get sick. Welcome to the most substantial headwind facing resale Realtors in history: social separation caused by the coronavirus and virtual new home tours...

04/20/2020

https://realtytimes.com/consumeradvice/sellersadvice/item/1037590-how-to-sell-your-home-now?rtmpage=

Everything has changed in the real estate world, seemingly overnight. The incredibly hot market of the past couple years has taken a hit as the coronavirus has made its way across the country, and the world. But homes are still selling. Not with the same frequency, but people still have to have to s...

04/20/2020

https://realtytimes.com/mortgage-advices/item/1037687-the-mortgage-business-is-alive-well-and-online?rtmpage=

Now that the government has determined, sort of anyway, who is essential and who isn’t, many who are buying a home or refinancing an existing mortgage might be wondering how and where to get financing. The fact is that little has changed, at least as it relates to getting a home loan.  Over t...

02/05/2020

https://realtytimes.com/mortgage-advices/item/1036105-new-changes-for-mortgages-in-2020?rtmpage=

Well, that was fast. 2019, that is. Especially so during the holidays. It seems that the days leading up to Thanksgiving and then January 2 are a blur. The mortgage industry is no different as new guidelines will be in place for the new year. Some of these guidelines are a big deal and some not so m...

02/05/2020

https://realtytimes.com/consumeradvice/sellersadvice/item/1036471-what-we-can-learn-about-selling-unsellable-homes-from-new-hgtv-program?rtmpage=

HGTV sure knows how to tap into the zeitgeist. Already home to several of our national obsessions, their newly announced show, Unsellable Homes, sounds like a winner.  “In HGTV's Unsellable Houses, sisters Lyndsay Lamb and Leslie Davis—who are among the top-selling real estate agen...

02/05/2020

https://realtytimes.com/consumeradvice/buyersadvice/item/1022924-5-tips-for-gen-x-and-gen-y-homebuyers?rtmpage=

You want to buy a home but you’re not sure where to start. While we’ve talked a lot about Baby Boomer and Echo Boomer homebuyers, we’ve never really talked about Gen X and Y buyers! Did you know that 75% of these buyers believe that buying a home is essential to saving and planning for the fut...

01/08/2020

https://realtytimes.com/mortgage-advices/item/1034706-down-payment-assistance-grants-vs-loans?rtmpage=

Typically reserved for first time home buyers, although that’s not always the case, down payment assistance can help buyers gather up enough funds to buy and finance a home. These funds can be used for a down payment, closing costs or a combination of both. Closing costs can come in the form of on...

01/08/2020

https://realtytimes.com/consumeradvice/buyersadvice/item/1028675-a-simple-guide-for-buying-your-first-home?rtmpage=

After years of preparing for this moment in your life you are finally ready. No, not marriage, but buying your first home. It’s taken you a long time to get here and there was a lot of sacrifice along the way but it paid off in the end because you have enough money saved for the down payment and y...

01/08/2020

https://realtytimes.com/consumeradvice/sellersadvice/item/1035656-3-renovations-that-will-help-get-your-home-sold?rtmpage=

When it’s time to sell your house, you want to do it as quickly as possible and for the most money, right? Of course you do. Nobody wants their house to sit on the market and they certainly don’t want to leave money on the table. You might not want to think about making renovations to your house...