Jim Hiltner - RE/MAX Preferred Associates

Jim Hiltner - RE/MAX Preferred Associates REALTOR®
Mobile: (419) 350-4133
Email: [email protected]
http://www.JimHiltner.com

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again. And...
06/19/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again. And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM. Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

When’s the last time you checked how much equity you’ve built? Because the number might surprise you. In just the past 6...
06/17/2026

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That’s money that could help fund your next move or a major life goal.

And if you’ve lived there longer than 6 years, your number could be even higher.

Want to find out? I’m offering a free equity assessment for homeowners in our market right now. Just send me a DM to get started.

Now might be a smart time to look at newly built homes. Builders are motivated to keep their inventory moving, so they’r...
06/15/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.

Did you know nearly 1 in 3 home purchases today involves co-buyers? That's right, more and more first-time buyers are te...
06/13/2026

Did you know nearly 1 in 3 home purchases today involves co-buyers?

That's right, more and more first-time buyers are teaming up with friends, siblings, or unmarried partners to make homeownership happen.
And honestly?

It makes a lot of sense given how tough affordability can still be for first-time buyers.

Combining incomes means a bigger down payment, better loan qualification, and lower monthly costs for everyone involved. If you've been feeling priced out, co-buying might be the move you haven't considered yet.

Drop your questions in the comments. I'd love to help you explore your options.

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider. Buyers who get into...
06/12/2026

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.

Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s. So, every year you spend saving for the "right" moment could quietly chip away at your future wealth.

That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting.

DM me and let's map out what timeline fits your situation and our market. You might find that a head start matters more than waiting to save the "perfect" down payment.

“Should I just wait?” It’s one of the most common questions right now. Maybe you’re even asking yourself the same thing....
06/10/2026

“Should I just wait?”
It’s one of the most common questions right now.
Maybe you’re even asking yourself the same thing.

While the right time to make a move will ultimately depend on your situation, here’s what I can tell you.
People are still buying and selling, even with everything going on – that means you can too.

Pending sales are up from last month, and a lot more buyers are applying for mortgages than this time last year. So, if moving still matters to you, you don’t have to wait.

You just need a plan that works for today.

Want to figure out what that looks like for you? Let’s talk.

Want to make a move, but you're worried it’s going to take longer than you’d like? Here’s what you need to know. The ave...
06/08/2026

Want to make a move, but you're worried it’s going to take longer than you’d like?
Here’s what you need to know.

The average home is taking about 57 days to sell. And that actually isn’t slow. It’s normal.

No matter what you’re reading online, know that the market hasn’t stalled. And neither has your move. The reality is homes that are priced and positioned right are still selling.

So, if you want to move, you can. Let’s talk about how to set your house up to sell quickly in today’s market.

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see ...
06/06/2026

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market. But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust. So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.

☀️🎸🎭 Summer is in full swing, and Toledo has an incredible weekend lineup waiting for you!📍 Top 5 Events in Toledo This ...
06/06/2026

☀️🎸🎭 Summer is in full swing, and Toledo has an incredible weekend lineup waiting for you!

📍 Top 5 Events in Toledo This Weekend:
• 🎤 Darius Rucker in Concert – Toledo Zoo Amphitheater
• 🎶 Party in the Park: 80's Night – Promenade Park
• 🕺 Denny Schaffer Summer Disco Party – Hensville
• 🎭 Fiddler on the Roof – Toledo Rep, Tenth Street Stage
• 🎉 Old West End Festival & King Wamba Parade – Historic Old West End Neighborhood

Make the most of your weekend and experience some of the best entertainment, music, and community events Toledo has to offer!

📲 Want to stay informed about upcoming events, festivals, concerts, and local happenings around Toledo?

Follow my page for weekly event updates and everything happening in Northwest Ohio.

Not every house is selling for over asking anymore. In fact, it’s down to about 1 in 4 homes today, compared to nearly h...
06/05/2026

Not every house is selling for over asking anymore. In fact, it’s down to about 1 in 4 homes today, compared to nearly half in 2021. And that's a good sign for buyers.

It means the market is getting back to normal. Now, this is going to vary by area. But overall, it means you may find sellers with more wiggle room on their price today. And in a lot of places, negotiation is back on the table.

Let’s make the most of it.

Want to find out what to expect if you're buying in our local market? DM me.

Address

3306 Executive Pkwy
Toledo, OH
43606

Telephone

+14193504133

Website

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