Liberty Title Inc.

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Liberty Title Inc. It’s important to choose a title company that cares about you and your customers.

At Liberty Title, we believe in servicing you to the best of our ability with professionalism, dependability, speed, and accuracy.

🏡 It's Welcome Home Wednesday! 👋✅ Todays Topic: Shorter Days, Safer HomeAs the days get shorter, many of us are arriving...
10/21/2026

🏡 It's Welcome Home Wednesday! 👋

✅ Todays Topic: Shorter Days, Safer Home

As the days get shorter, many of us are arriving home after the sun has already gone down. A little extra outdoor lighting can make your home feel more welcoming—and help make it safer, too.

🏡 Take a quick walk around your home after dark:

💡 Check Your Porch Lights
Replace burned-out bulbs and clean dirty fixtures. A well-lit entrance makes it easier to see steps, locks, packages, and visitors.

🚶 Light the Way
Make sure sidewalks, driveways, and steps are easy to see. Pathway lighting can help reduce trips and falls for your family and guests.

👀 Consider Motion Lighting
Motion-activated lights can illuminate dark areas around garages, side doors, and backyards when someone approaches—adding convenience and an extra layer of security.

🔢 Can You See Your House Number?
Make sure your address is clearly visible from the street at night. It's helpful for guests and deliveries—and especially important if emergency responders ever need to find your home quickly.

⏰ Use Timers or Smart Lighting
Outdoor lights on timers or dusk-to-dawn sensors can automatically keep your home illuminated as daylight hours change.

🍂 The best test? Step outside after dark and look at your home the way a visitor would. A few small lighting changes can make your home safer, easier to navigate, and a little more welcoming on those dark fall evenings.






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

📜 It’s Title Tuesday!🕧 Time for some helpful title info.☀️ Today’s Topic: I’m Getting Married—Do I Need to Change My Dee...
10/21/2026

📜 It’s Title Tuesday!

🕧 Time for some helpful title info.

☀️ Today’s Topic: I’m Getting Married—Do I Need to Change My Deed? 💍🏡

Congratulations—you’re getting married! 🎉 But if you already own a home, you may be wondering: Do I need to add my new spouse to the deed?

The short answer: Not necessarily! Marriage alone generally doesn't automatically add your spouse's name to an existing deed—but marriage can affect property rights.

📍 OHIO
Ohio recognizes dower rights, which can give a spouse an interest in certain real estate owned by the other spouse during the marriage. That means your spouse may have rights that need to be considered even when they aren't listed on the
deed.

📍 MICHIGAN
Michigan has abolished traditional dower rights, but how property is titled still matters. Married couples may choose to own real estate together as tenants by the entirety, which includes survivorship rights.

📍 FLORIDA
Florida has strong protections involving a married person's homestead property. Even when only one spouse is on the deed, the other spouse may have important rights, including requirements involving the sale or mortgage of a homestead.

✍️ Thinking About Adding Your Spouse?
Adding someone to your deed isn't simply adding a name—you're transferring an ownership interest. Before making a change, talk with your title company and, when appropriate, a real estate or estate-planning attorney.

Bottom Line:
Getting married may change more than your last name! 💍 Whether you're in Ohio, Michigan, or Florida, let your title company know about a change in marital status so we can help make sure your transaction is handled properly.






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

It’s Market Monday 🏠🍂 What Happens to Home Prices in the Fall? 🏡The weather is cooling down—but does that mean home pri...
10/19/2026

It’s Market Monday 🏠

🍂 What Happens to Home Prices in the Fall? 🏡

The weather is cooling down—but does that mean home prices are too? Not necessarily!

Fall typically brings a seasonal slowdown in real estate, but fewer sales or longer days on market don't automatically mean home values are dropping. Here's what buyers and sellers should know. 👇

✨ 1. Slower Doesn't Always Mean Cheaper
Spring and summer usually bring more buyers into the market. When activity slows in the fall, homes may take a little longer to sell—but well-priced homes in desirable areas can still hold their value.
⭐ Seller Tip: Don't panic if your home doesn't sell immediately. Focus on the right price, presentation, and marketing rather than chasing the market with unnecessary price reductions.

✨ 2. Inventory Matters
Home prices are still heavily influenced by supply and demand. In areas where inventory remains limited, sellers may continue to have an advantage. Where buyers have more homes to choose from, pricing becomes even more important.
⭐ Realtor Tip: Look beyond national headlines. Local inventory, recent comparable sales, and days on market tell a much better story about what's happening in your market.

✨ 3. Fall Can Open the Door to Negotiation
Even when home values remain steady, buyers may find sellers more willing to negotiate on closing costs, repairs, possession dates, or other terms—especially if a home has been on the market for a while.
⭐ Buyer Tip: A seller doesn't necessarily have to lower the price for you to get a better deal. Sometimes the biggest savings are found in the terms of the transaction.

💡 Bottom line: A seasonal slowdown is not the same thing as a housing market decline. Fall can bring fewer transactions while still maintaining healthy home values—and it may create new opportunities for both buyers and sellers. 🍁🔑
Real estate is local, so knowing what's happening in your specific market matters!






🗽Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

🥳 It's Fun Friday 🎉📆 Here is a small list of events going on in our service areas.Ohio ❤️ Lucas County:🗽 40th Annual Syl...
10/16/2026

🥳 It's Fun Friday 🎉

📆 Here is a small list of events going on in our service areas.

Ohio ❤️ Lucas County:
🗽 40th Annual Sylvania Fall Festival
(https://toledocitypaper.com/calendar/details/40th-annual-sylvania-fall-festival/19007063/2026-10-17T14)

🗽Bewitched Harvest Art & Craft Show
(https://toledocitypaper.com/calendar/details/bewitched-harvest-art-craft-show/19487867/2026-10-17T09)

Michigan 💙 Monroe County:
🗽 Walk To End Alzheimer’s Monroe
(https://gotomonroe.com/event/walk-to-end-alzheimer%e2%80%99s-monroe/4798/)

🗽 Guided Brigham Cemetery Tour
(https://gotomonroe.com/event/guided-brigham-cemetery-tour/4940/)

Florida 💛 Lakewood Ranch, FL:
🗽 Sights + Sounds at Waterside Place: Asolo Rep on Tour – Shakespeare 45
(https://lakewoodranch.com/event/sights-sounds-at-waterside-place-asolo-rep-on-tour-shakespeare-45/?caldate=2026-10-16&calstart=6:00PM&calend=7:00PM)

🗽 Plants & Prosecco: A Social Planting Party at GROVE
(https://lakewoodranch.com/event/plants-prosecco-a-social-planting-party-at-grove/?caldate=2026-10-18&calstart=10:00AM&calend=12:00PM)






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

💬 It's Thoughtful Thursday✅ Check out this week's inspirational quote below. 🗽 Remember, at Liberty Title, we always ...
10/15/2026

💬 It's Thoughtful Thursday

✅ Check out this week's inspirational quote below.






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

🏡 It's Welcome Home Wednesday! 👋✅ Todays Topic: Windows—Ready for Cooler Weather?As temperatures drop, your windows can ...
10/14/2026

🏡 It's Welcome Home Wednesday! 👋

✅ Todays Topic: Windows—Ready for Cooler Weather?

As temperatures drop, your windows can have a big impact on how warm and comfortable your home feels. A quick fall checkup may help keep cold air out, warm air in, and energy bills under control.

🏡 Give your windows a quick check:

💨 Feel for Drafts
Run your hand around window frames on a cool or windy day. Feeling cold air? Worn seals or small gaps may be letting the outdoors in.

🔧 Check Caulking & Weatherstripping
Look for cracked, peeling, or missing caulk around frames and worn weatherstripping around moving parts. Replacing them can help reduce unwanted air leaks.

🔒 Check the Locks
Window locks aren't just for security. Properly locking a window can help pull the sash tightly against the weatherstripping for a better seal.

💧 Watch for Condensation
A little interior condensation can happen when warm, humid indoor air meets cold glass. Excessive moisture, however, may be a sign to check your home's humidity and ventilation. Moisture trapped between panes of glass can indicate a failed window seal.

🪟 Don't Forget the Simple Stuff
Close curtains or blinds at night for an extra barrier against chilly windows, then open them during sunny days to let in a little natural warmth.

🍂 A few small fixes now can mean fewer drafts, a more comfortable home, and less wasted energy when colder weather arrives.






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

📜 It’s Title Tuesday!🕧 Time for some helpful title info.☀️ Today’s Topic: I Paid Off My Mortgage—Why Is It Still Showing...
10/13/2026

📜 It’s Title Tuesday!

🕧 Time for some helpful title info.

☀️ Today’s Topic: I Paid Off My Mortgage—Why Is It Still Showing on Title? 🏡💰

You made the final payment—congratulations! 🎉 But years later, a title search still shows that old mortgage. How can that happen?

Paying off your loan and releasing the mortgage from the public record are two separate steps.

🔑 After a mortgage is paid off:
The lender typically prepares a release or satisfaction of mortgage showing that the debt has been paid. That document then needs to be properly recorded with the appropriate county office.

🚩 What if the release was never recorded?
The mortgage may continue to appear in the public record and could create a title issue when you try to sell or refinance your property.

🔎 How can the title company help?
We research the mortgage, review available payoff and recording information, and work with lenders and other appropriate parties to obtain the documentation needed to clear the title.

Quick Tip: Keep your mortgage payoff letter and other payoff records—even after your loan is paid in full. You may be very glad you saved them someday!

Bottom Line:
Paid off doesn't always mean released of record. Making sure your mortgage release is properly recorded can help prevent an old loan from becoming a new headache. 🏡✅






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

🇺🇸 Happy Columbus/Idigenous Peoples’ Day! 🇺🇸In observance of the holiday and in alignment with the Federal Reserve, we w...
10/12/2026

🇺🇸 Happy Columbus/Idigenous Peoples’ Day! 🇺🇸

In observance of the holiday and in alignment with the Federal Reserve, we will be closed today Monday October 12th.
-We will resume normal business hours tomorrow Tuesday October 13th.

We wish you and your family a safe, happy, and memorable holiday!






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

🇺🇸 Happy Columbus/Idigenous Peoples’ Day! 🇺🇸In observance of the holiday and in alignment with the Federal Reserve, we w...
10/11/2026

🇺🇸 Happy Columbus/Idigenous Peoples’ Day! 🇺🇸

In observance of the holiday and in alignment with the Federal Reserve, we will be closed on Monday October 12th.
-We will resume normal business hours on Tuesday October 13th.

We wish you and your family a safe, happy, and memorable holiday weekend!






🗽 Remember, at Liberty Title, we always go the distance to close your transaction at ANY TIME and ANY PLACE! 😉

Address

4210 Sylvania Avenue , Suite 201
Toledo, OH
43623

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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