Monique Bennett, Realtor

Monique Bennett, Realtor REALTOR® since 2017. Houstonian since 1993. TREC # 690862

If you're a homeowner, you know how many things there are to do. For those of you who are new homeowners, let me tell yo...
05/31/2024

If you're a homeowner, you know how many things there are to do.

For those of you who are new homeowners, let me tell you that the moment you say: “We're moving in”, your house becomes a totally different beast. It's not just another house where you eat and sleep or hangout with your friends — now it's your home.

As a homeowner, there are certain things that have
to get done in order to keep your home in tip-top shape. And while some of those things may be a bit of a hassle, they're all worth it in the end. Here's our June Homeownership Checklist:

1. Make sure your gutters are clean and clear of debris.

2. Check your air filters and change them if necessary.

3. Check your water heater temperature setting (should be no higher than 120 degrees)

4. Clean out the dust bunnies from behind the fridge and microwave, because who needs that kind of creepiness in their kitchen?

5. Take care of any other minor repairs around the house that need to be done—like replacing cracked tiles or fixing sticky door handles—so you don't have to worry about them when they become bigger problems later on down the line!

Check out my new Listing Leases in Park Creek! Zoned to Cy-Woods High School. Contact me for a private showing 🔑🏡https:/...
03/14/2024

Check out my new Listing Leases in Park Creek! Zoned to Cy-Woods High School. Contact me for a private showing 🔑🏡

https://s.hartech.io/T63gW69GNvZ

Need to tap your home's equity? 🏠 Here are 3 hassle-free options:1️⃣ HELOC - Borrow against equity as needed. Only pay i...
01/27/2024

Need to tap your home's equity? 🏠

Here are 3 hassle-free options:

1️⃣ HELOC - Borrow against equity as needed. Only pay interest on what you use. 🏦
2️⃣ Home equity loans - Get funds in one lump sum. Make fixed monthly payments. 💸
3️⃣ Cash-out refinance - Refinance for more than you owe and get the difference in cash. 💵

Each has pros and cons, so the best option depends on your situation and goals. 🤔

I'm happy to explain these in detail and recommend the best strategy for YOU! 💌

Let's connect to go over your home equity access options. I'll make the process simple and straightforward. 🙌

Leveraging your equity doesn't have to be complicated. Let's chat!

Deciding whether to rent or buy? 🤔Here are key factors to weigh:💲 Cost - Downpayment and monthly costs for buying vs. de...
01/26/2024

Deciding whether to rent or buy? 🤔

Here are key factors to weigh:

💲 Cost - Downpayment and monthly costs for buying vs. deposit and rent for renting
📦 Flexibility - Renting allows easier moving if your situation changes
🧰 Responsibility - Owning means you handle all repairs and maintenance
📈 Economy - Buying can be better in strong economies with low rates

There's a lot to consider beyond just finances when choosing between renting and owning. 🏘️🏠

Ultimately it depends on your budget, lifestyle needs, and goals. 💡

I'm happy to discuss your specific situation in detail and offer guidance on the right choice for YOU. ✉️

Whether you rent or buy, I'm here to help make your housing decision the best one! 🏡

What determines your closing costs when selling a home? 🏠 Here's a quick guide:Closing costs are typically 1-5% of the h...
01/25/2024

What determines your closing costs when selling a home? 🏠 Here's a quick guide:

Closing costs are typically 1-5% of the home's purchase price. 💰
Exact fees depend on the mortgage type, sales price, and other factors. 📝

3+ days before closing, your lender provides a detailed breakdown of all costs. 🖨️
This closing disclosure lists every expense you're responsible for at closing. 📋
Your lender will review your full costs with you beforehand too. 👨‍💼

I'm happy to help explain closing fees and ensure there are no surprises! 🤝

Let's connect to review your unique closing costs estimate. Understanding all the expenses involved is key. 🗓️

Reach out anytime to discuss the closing process! I want to help you have a smooth sale. 🏠

Wondering how it's possible to buy a home with 0% down? 🏠 Here are some options:VA and USDA loans offer 0% programs for ...
01/24/2024

Wondering how it's possible to buy a home with 0% down? 🏠 Here are some options:

VA and USDA loans offer 0% programs for eligible buyers 🎗️🎖️
Some lenders have special financing allowing qualified buyers 0% down 🏦

Let me know if you want to learn more about these programs and whether you may qualify! ❓

I'm happy to:
Explain 0% loan options in detail 📋
Review your specific situation to see if you're eligible 👩‍💼
Connect you with trusted lenders offering these loans 🤝

Just say the word and I'll provide guidance on if 0% home financing could work for you! 💬

Purchasing with little-to-no money down IS possible. Let's discuss how! 🏠

Is a 0% down mortgage offer the best to accept? 🤔 Here are things to consider:While attractive, 0% down loans can come w...
01/23/2024

Is a 0% down mortgage offer the best to accept? 🤔 Here are things to consider:

While attractive, 0% down loans can come with some risks:

Buyer may struggle to obtain financing 🏦
Potentially higher default risk without sizable down payment 💸
Less equity means harder to sell/refinance later 📉

I'm not saying this applies to every 0% loan. But it's important to weigh the pros and cons. 🤝

Ultimately, accept the offer you feel most comfortable with based on all factors. 👍 I'm happy to review the details with you.

Every situation is different. Let's connect to discuss your options, whether 0% down or conventional. 🗓️

With my expertise, I'll help you make an informed decision and find the safest offer. Let's maximize success! 🎯

Should sellers get their own inspection before listing? 🤔A pre-listing inspection isn't required, but can be beneficial:...
01/22/2024

Should sellers get their own inspection before listing? 🤔

A pre-listing inspection isn't required, but can be beneficial:

🛠️ Identify issues to address beforehand
📝 Provide info to include in the listing
🔍 Allow you to make repairs before showings
🏗️ Prevent delays during the sale process

However, most sellers don't get one.

It's ultimately your choice! Here are the main considerations:

💰 Cost of the inspection
⏳ Time the repairs will take
🏠 Scope of issues you expect

Let's discuss the pros and cons of your unique scenario!
I'm here to help you make the right decision before listing. 😊

🏠 Is a neighbor's listing bad for selling your home?Not necessarily! We can make yours stand out:1️⃣ Ensure your home is...
01/22/2024

🏠 Is a neighbor's listing bad for selling your home?

Not necessarily! We can make yours stand out:

1️⃣ Ensure your home is in top condition 🏡
2️⃣ Make any needed upgrades 🛠️
3️⃣ Price it right based on comps 💰
4️⃣ Use effective marketing tactics 📈
5️⃣ Highlight your unique features ✨
6️⃣ Stage it to impress buyers 🤩

I know how to showcase your house in its best light. 💡
Let's meet to discuss how we'll maximize interest and offers! 🙋‍♀️
Your home's value stands on its own. 🏠

🏠 If you're interested in buying a rental property but don't have a lot of cash on hand, there are a few options you can...
01/20/2024

🏠 If you're interested in buying a rental property but don't have a lot of cash on hand, there are a few options you can consider:

🏦 Take out a mortgage to finance
🤝 Partner with other investors
🔎 Find lower-priced fixers
💵 Explore alternative financing options

Creative Tips:

💡 House hack by living in one unit
💰 Look for seller financing deals
📈 Focus on appreciation potential
👷‍♂️ Sweat equity - do repairs yourself

With the right approach, you can start investing! 📈

Let's connect to discuss rental property strategies.
I can help guide you through your first investment purchase. 🙌

🤑 Have you heard of this Section 121 tax "loophole"?It lets homeowners exclude GAIN from home sales up to:👩‍💻 $250K if s...
01/19/2024

🤑 Have you heard of this Section 121 tax "loophole"?

It lets homeowners exclude GAIN from home sales up to:
👩‍💻 $250K if single
👨‍👩‍👧 $500K if married filing jointly

To qualify:

🏠 Must be a primary residence
🗓 Owned and lived in 2 of the past 5 years

This "loophole" can save sellers thousands! 💸

When selling, ask your tax pro about Section 121.
Get specific advice on your situation. 💡

Let me know if you need a financial advisor referral!
Maximize your savings when you sell. 🤑

Do I regret becoming a real estate agent? 🤔Sometimes it has negatives, like:🕛 Long, irregular hours😖 Periods of high str...
01/18/2024

Do I regret becoming a real estate agent? 🤔

Sometimes it has negatives, like:

🕛 Long, irregular hours
😖 Periods of high stress
📚 Ongoing training requirements
📉 Market unpredictability

But I find it SO rewarding! 🥰

What I love:

💼 Being my own boss
🏡 Helping clients with a major life decision
🤝 Building relationships
✨ Unlocking doors to homeownership
💰 Earning significant income potential

Given the chance, I'd choose this career again every time! ✅

Let's connect if you need guidance on the journey home.
I'm here to help make real estate a great experience for you too! 🙌

Address

330 W. Main Street
Tomball, TX
77375

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