06/03/2026
I’ve met many clients that assume they can’t buy a home, when in fact, they can, or could in the very near future with a plan in place.
Common misconceptions:
❌ I don’t have 20% down
Most first time buyers do not put 20% down. There are several different loan products that require much less of a down payment, there are even some with no money down where a second mortgage acts as the down payment.
❌ Your credit isn’t perfect.
Perfect credit is not required! A minimum score is necessary and the better the score, the better the rate.
❌ You need to figure everything out first.
The first step isn’t house hunting, it’s curating a custom plan for you and your needs.
THIS is exactly why I offer a FREE Buyers Readiness Consultation! We will look at your goals, budget, timeline, and next steps so you know exactly where you stand. We work closely with a trusted lender to dive into credit, income, and debt to make a plan on how to increase your buying power and have you ready to tour homes.
You will walk away knowing you can buy now, in 6 months, or in another year or more. Either way you walk away with a plan in place that leads to homeownership.
Reach out or myself and let’s set up a consultationto get you in the right direction.
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