Bob Kemp- Home Loans, Nmls#177417

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Bob Kemp- Home Loans, Nmls#177417 I am a VP of Mortgage Lending at Guaranteed Rate Affinity. NMLS # 177417. Guaranteed Rate Affinity NML

CORPORATE DESCRIPTOR Guaranteed Rate Affinity NMLS 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 (866) 934 7283 • grarate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.grarate.com/licensing

COMPANY PRIVACY POLICY LINK www.grarate.com/privacy

10/12/2026

Ready for your mortgage vocabulary lesson of the day? A loan estimate helps break down the important details about your financing options so you have everything in one organized place.

Learn more must-know mortgage lingo in our guide or reach out to talk through the details.
https://myoc.io/ODJcVlxiTr/LJ9ev



NMLS # 177417

10/08/2026

Buying a home next year starts now. Use these tips to help you get a head start and reach out so we can map out a personalized path toward homeownership.

I’m here to help you evaluate the options to get you home in 2027.
https://myoc.io/ODJcVlxiTr/s0Dga



NMLS # 177417

10/06/2026

Your growing home wish list may be trying to tell you something. If home improvements are becoming part of your plan, your home equity may be able to help you fund those projects.

Let’s talk through your goals and the financing options worth exploring, like a Home Equity Line of Credit (HELOC).
https://myoc.io/ODJcVlxiTr/cimbQ



NMLS # 177417

10/05/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/ODJcVlxiTr/hqEpi



NMLS # 177417

10/01/2026

Buying a home isn’t one-size-fits-all. The truth is, the perfect time to buy looks different for everyone. Instead of trying to time the market, talk to me so we can start with your personal goals and financial outlook.

I can help you evaluate your situation against the market to find the timing that makes the most sense for you.
https://myoc.io/ODJcVlxiTr/BjFHG



NMLS # 177417

09/30/2026

Your rental portfolio has a story to tell, even when your tax returns don't. A DSCR loan lets your properties speak for themselves, qualifying you on what they earn instead of your personal income. It's one more way to keep building without the extra paperwork.

Curious what your next property could look like? Let's talk.
https://myoc.io/ODJcVlxiTr/lhZSW



NMLS # 177417

09/28/2026

Instead of paying your landlord’s mortgage, why not pay your own and build equity at the same time? Buying a home is a long-term investment for your financial future.

See how you could make the most of your money.
https://myoc.io/ODJcVlxiTr/CXt9z



NMLS # 177417

Congratulations to David Goldberg for achieving this incredible milestone. Welcome to the Centurion Club!
09/25/2026

Congratulations to David Goldberg for achieving this incredible milestone. Welcome to the Centurion Club!

09/25/2026

Hear from one of our top Loan Officers, Jon Goldman, as he shares what one of our core values, “We Grow for Good,” means to him.

We’re committed to the belief that the more we grow, the more good we can do. Growing for good goes beyond charitable giving. It’s about communicating, showing up and being a support system for those who need it.
So, when we say we truly grow for good, we mean it.

Hear from one of our top Loan Officers, Jon Goldman, as he shares what one of our core values, “We Grow for Good,” means to him.
We’re committed to the belief that the more we grow, the more good we can do. Growing for good goes beyond charitable giving. It’s about communicating, showing up and being a support system for those who need it.
So, when we say we truly grow for good, we mean it.


09/24/2026

Hear from Aaron Wise on what makes Guaranteed Rate Affinity the best of the best. For him, the leadership team is unmatched, hands-down. They’re constantly pushing the envelope as far as trying to make every loan officer and the entire company better, quicker and more efficient. Curious what it’s really like to be part of the team? Hear it straight from Aaron and discover what sets Guaranteed Rate Affinity apart.

09/24/2026

What do you look for in a home? Is it peace and quiet, stability, flexibility or affordability? Depending on the answer, you may share another generation’s mindset and house-hunting process. Answer a few questions and tally up your results to see which generation you align with. Your match may surprise you!

Tag your friends in the comments so they can take the quiz too.
https://myoc.io/ODJcVlxiTr/HJnNn



NMLS # 177417

09/23/2026

If buying is on your radar, this week is less about waiting for one perfect headline and more about knowing what works now. Mortgage rates remain elevated heading into Wednesday’s Fed meeting, where the message could quickly change the tone. Ask a Loan Officer what today’s rates could mean for your payment and purchase plan.

09/23/2026

You may be able to buy a home sooner than you think. Putting 20% down isn’t a hard and fast rule. In fact, PMI (Private Mortgage Insurance) is one of the best ways to balance the scales and help you qualify for funding when you have a lower down payment.

Ready to learn more mortgage lingo?
https://myoc.io/ODJcVlxiTr/GiyhQ



NMLS # 177417

09/22/2026

Hear from Matt Cope on why Guaranteed Rate Affinity is the perfect fit for him. With top-tier technology, dedicated production support and the resources to help our loan officers succeed, Matt has been able to grow his business while creating an incredible work-life balance. Curious what it’s really like to be part of the team? Hear it straight from Matt and discover what sets Guaranteed Rate Affinity apart.

Congratulations to Jennifer Muraco for achieving this incredible milestone. Welcome to the Centurion Club!
09/21/2026

Congratulations to Jennifer Muraco for achieving this incredible milestone. Welcome to the Centurion Club!

09/21/2026

Your income is only one piece of the puzzle. To better understand your buying power, consider your expenses, existing debts, savings and financial goals.

Together, let’s look at what home fits comfortably within your budget.
https://myoc.io/ODJcVlxiTr/1Y44E



NMLS # 177417

Every September, National Mortgage Professional Month recognizes the professionals who play a role in helping people fin...
09/21/2026

Every September, National Mortgage Professional Month recognizes the professionals who play a role in helping people finance the home of their dreams. This week we want to spotlight a few of our incredible Front-End Processors who have impacted their customers and helped them pursue homeownership.

Congratulations to Ryan Rosplock for achieving this incredible milestone. Welcome to the Centurion Club!
09/18/2026

Congratulations to Ryan Rosplock for achieving this incredible milestone. Welcome to the Centurion Club!

Address

800 Kenilworth Drive, Suite 828
Towson, MD
21204

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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