Nancy Albrecht, Realtor

05/09/2026

If you've begun exploring mortgage options, you've probably encountered fixed-rate loans. Here's what you should know: 🏠

A fixed-rate mortgage keeps your interest rate constant for the entire duration of the loan — whether that's 10, 15, 20, or 30 years. The advantages? 👍

✅ Predictable monthly payments (easy budgeting). 📅
✅ Protection against rising interest rates. 🛡️
✅ Peace of mind — no unexpected changes.

Not sure which term suits you best? That's exactly what we're here to help you determine. Every situation is unique, and we'll assist you in finding the best fit. 🏠 Contact us to explore your options!

05/06/2026

What is a DTI? Your DTI is the percentage of your gross monthly income that is allocated to paying debts (including car payments, student loans, credit cards, and your future mortgage). Here's how it's calculated: 📊

Total monthly debt payments ÷ Gross monthly income = DTI%
For instance: If you earn $5,000/month and have $1,500 in monthly debts, your DTI is 30%. 🧮

Why does it matter?
• Most loan programs prefer a manageable DTI ratio
• A lower DTI can help you secure better loan terms 📉
• It's a major factor that lenders examine

Have questions about how DTI affects your loan options? We're here to assist you. Contact us today! 🏠

05/01/2026

👍👍👍

BREAKING: Traverse City, Michigan has been named the most affordable golf destination in the United States by Golf Digest.

Top tier courses, views, and value all in one place. Northern Michigan just keeps delivering.

04/29/2026

04/22/2026

Yes!!

03/28/2026

👍👍👍

Spring is a time for new beginnings! If you’re a first time homebuyer, we’re here to help. Before you fall in love with a listing, it’s important to consider the costs beyond the down payment, but also for:

✔️ Estimated monthly payment
✔️ Cash needed to close
✔️ Cash reserves after closing

We’ll make sure there’s no surprises as you budget for your first home. Contact us to learn more about how we can help you with your home buying journey.

03/24/2026

For home sellers hoping to “time” the market, April 12-18 may offer the best opportunity in 2026, according to a new report by realtor.com®. https://bit.ly/40EszIc

03/24/2026

👍👍👍

Happy Monday! ☀️

01/19/2026

Most home sellers are choosing to work with a real estate agent – why you might ask? Because sellers want expert help with:
✔️ Marketing their home to the right buyers
✔️ Pricing it competitively
✔️ Selling within a specific timeframe

Thinking about selling your home? Working with one of our real estate agents who can make all the difference.

01/18/2026

Great info, Shelly!

Thinking about selling or transferring a home with a well and/or septic system in Grand Traverse County that’s located within 300 feet of surface water? 🏠

Starting now in 2026, you’ll need to get those systems evaluated before you can wrap up the sale. This is just a way to ensure that both the well and septic systems are properly sized and functioning as intended, which helps protect the environment. 💦

To view the regulation, visit our website www.gtcountymi.gov/2816/Time-of-Transfer-Evaluations.