Charlie Pehling, Realtor - Realty Executives Home Towne

05/30/2023

Despite things cooling off slightly over the last year, we're still heavily in Seller's Market territory. Inventory is very low and prices remain high, despite interest rate hikes. Shoot me a message and let me help you navigate this tricky housing market!

https://charlie.rehometowne.com/

03/22/2023

How much house can you afford? 🏠🏠🏠
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Your monthly payment is made up of several parts, commonly referred to as PITI:
1. Principal - goes towards paying down your loan balance
2. Interest - paid on the remaining loan balance
3. Taxes - property taxes assessed by the municipality
4. Insurance - homeowners insurance

Additionally, if your down payment is less than 20%:
5. PMI - Private Mortgage Insurance - insurance paid to cover the additional risks associated with carrying a larger loan-to-value ratio
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Check out this article for a handy calculator that estimates how much house you can afford, then reach out to me with your questions or to start your home buying journey!

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https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford/calculate-affordability

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My Website: https://charlie.rehometowne.com/

To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly income on home-related costs and 36% on total debts, including your mortgage, credit cards and other loans like auto and student loans.

03/17/2023

Coming Soon!
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Check out this awesome property in West Bloomfield! Mid-Mod is hot right now and this property does it right! 2600 square feet of living space with the finished basement, and a huge deck for summertime entertaining!
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https://myre.io/0nJHROCcocFn
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Interested in this property? Shoot me a message!

03/10/2023

BELOW OR ABOVE ASKING PRICE?
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Check out this article, then...
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Contact me with all of your Real Estate questions!

https://www.realtor.com/advice/buy/how-much-below-asking-price-should-you-offer-on-a-house/

My Website: https://charlie.rehometowne.com

How much should you offer on a house? Here's how to figure that out, based on whether you're in a buyer's or seller's market, and more.

03/10/2023

READY TO START YOUR HOME SEARCH?
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Check out my new website - updated from the MLS every 30 minutes.
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Click on the link to begin your home search.
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https://charlie.rehometowne.com/

03/10/2023

DO YOU KNOW YOUR HOME'S VALUE???
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Find out now for FREE!
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Click on the link to see your home's value.
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Instant, easy, automated home price estimate.

03/10/2023

HOMES FOR SALE
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Located in the Clarkston, Davisburg, White Lake area
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Click on the link to see the always-current list
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https://myre.io/0TET2Suf5CIc

03/10/2023

EXQUISITE HOME FOR SALE
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Located in Rochester, MI
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Click on the link to see all of the details
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https://myre.io/0rWvAeMsddpp