First Time Homebuyer’s Guide - Michigan

03/03/2026

New down payment assistance program (up to 20,000)is coming out April 14 for 1st time homebuyers with income less than 80% AMI.

01/09/2026

There’s nothing better than helping first-time homebuyers realize that homeownership is possible.
From down payment assistance to personalized loan options, I’m proud to guide buyers every step of the way.
Your dream of owning a home starts with one conversation—let’s make it happen. 🏠💙
Text to
(810)360-0224 for more information on how you can become a homeowner.

08/07/2025

This picture is worth 1,000 words…

07/14/2025

HomeBoost is HERE!

07/09/2025

Our BIGGEST DPA program of the year starts tomorrow…up to $25,000.00
To qualify for
HomeBoost
you must:
Be a first-generation homebuyer.
Be a first-time homebuyer (as defined by
HUD).
Intent to purchase a primary residence in
either Indiana or Michigan.
Have a household income at or below 120%
area median income (AMI).
Additional eligibility requirements and
restrictions may apply.
Text HomeBoost to (810)360-0224 for more information

06/07/2025

The federal funds rate doesn't directly determine mortgage rates, but it impacts the yield on the 10-year Treasury note, which mortgage rates closely track. Home loan interest rates are determined by a variety of other market factors, including: Overall economic conditions.

06/03/2025

Coming soon! 25,000 or 20% grant for 1st time home buyers starts on July 9! Stay tuned…

03/19/2025

I am pretty sure they heard about the $5,000 Oakland County Grant for 1st time homebuyers…
www.independentbank.com/mortgage/nmilton

02/13/2025