Deborah Louzecky, Broker

Deborah Louzecky, Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Deborah Louzecky, Broker, Estate agent, 6327 Donaldson Drive, Troy, MI.

https://debrealtor.com/troywood.html
09/06/2026

https://debrealtor.com/troywood.html

Charming 3-bedroom bungalow on a corner third-acre lot in a sought-after Troy neighborhood. Main-floor bedroom, deck & patio, detached 2-car garage, all appliances stay. Blue Ribbon Wattles Elementary within walking distance.

Why would the state not opted in for this 1,700 per student that qualifies?
09/06/2026

Why would the state not opted in for this 1,700 per student that qualifies?

DEAREST READERS, BEFORE I CALL IT A VOUCHER… 🪶

There is another education fight brewing in Michigan, and this one could use considerably less shouting and considerably more reading.

Beginning in 2027, a new federal education tax-credit program takes effect.

You may already have heard it described as a “voucher program.”

Lady Budgetdown had a question.

How does the money actually move?

So, naturally, I opened the ledger.

Here is the basic structure:

A taxpayer makes a cash donation to a qualifying Scholarship Granting Organization.

The taxpayer can then receive a federal income-tax credit of up to $1,700.

The scholarship organization uses those donations to provide scholarships for eligible K–12 students.

Those scholarships may be used for private-school tuition — and that is understandably where much of the political fight begins.

But that isn’t the entire program.

Federal law also allows qualifying educational expenses that can include things such as tutoring, certain educational services and materials, and some services for students with disabilities.

And there is another rather important detail:

This is a federal tax credit. It is not $1,700 being deducted from Michigan’s per-pupil foundation allowance and handed to a private school.

That distinction does not automatically make the program good.

It does not automatically make it bad.

And it certainly does not settle the much larger debate over public education and school vouchers.

But it does matter if I am going to discuss what this particular program actually does.

Michigan has another decision to make because states must opt into the program.

Michigan’s State Board of Education has formally opposed participation, citing, among other things, Michigan’s constitutional restrictions involving public support and tax benefits for nonpublic education.

Supporters dispute that interpretation and argue that because this is a federal income-tax credit funded through private donations, Michigan could participate without removing money from the state’s public-school funding system.

And there, dearest readers, is the actual disagreement.

Not:

“Do you support public schools or private schools?”

Not:

“Are you for vouchers or against vouchers?”

Those are larger policy debates.

The narrower questions here are much more interesting:

Would participating actually reduce funding available to Michigan public schools?

Could Michigan structure participation so public-school students benefit from tutoring and other eligible educational expenses too?

What does Michigan’s Constitution actually permit when the tax credit comes from the federal government rather than Michigan?

And before Michigan says yes OR no, shouldn’t families understand exactly what is being accepted or rejected?

Lady Budgetdown isn’t planting a flag on vouchers today.

I am doing something considerably less exciting.

I am reading the fine print.

Because whether you ultimately support this program or oppose it, the argument ought to begin with what the program actually is.

Not what either side needs you to believe it is. 🪶

With receipts and respect.

09/03/2026

They talked about this earlier this year BUT now being introduced. What was this mean to you? Well, let’s say you bought a house back when interest rates were 2.8 all the way to 4.5. You’re wanting to upgrade or you want to move to a different area but you feel stuck because of how high the interest rates are right now. If they get this approved what it’ll mean to you if you will be able to move your existing mortgage on the home you live in to the new home and keep your interest rate and everything the same. How would this look. Let’s say you have a $300,000 mortgage you’re wanting to buy a $500,000 house. Let’s say you have $100,000 as a down payment when you sell your existing home. One the equity is really jumped since Covid so this might be a great move for you to pull equity out of the first house and use it as a down payment for your new house. So you’re gonna have a $400,000 mortgage from your existing home that will be moved over and you will only pay at the existing rate or whatever they agreed to and approve the higher interest on the remaining balance of the mortgage. This means at 100,000 you pay Going right and. 300,000 you’ll be able to keep your existing mortgage at the low interest rate. This will be exciting if they get it through.

https://www.facebook.com/share/v/1P3HuCzXd3/?mibextid=wwXIfr

09/02/2026

$279.900.00 Just Listed 686 Troywood, Troy OPEN SUNDAY 3;00PM - 5:00PM High Homes for sale on 1/3 acre under $300k
Troy -Wattles elementary is walking distance and within the Troy High district

https://www.debrealtor.com/listings.html
08/31/2026

https://www.debrealtor.com/listings.html

Just Listed MLS # 26045397  ·  Single Family Residence 686 Troywood Drive Troy, MI 48083  ·  Northgate Subdivision  ·  Oakland County  ·  Troy School District $279,900 For Sale · Single Family 3Bedrooms 1Bathroom 938Sq Ft 2Car Garage 1948Year Built Tucked onto a corner third-acre lot in ...

08/31/2026

Remember Troy City Council Meeting 7:30pm Flock carmeras are NOT on agenda but there will be a group bringing comments to meeting . You can show up to comment or go on line and watch live.

Come See this Beauty in Troy!!!
08/30/2026

Come See this Beauty in Troy!!!

686 Troywood Drive, Troy, MI 48083 — 3-bedroom bungalow on a corner third-acre lot. $279,900. Listed by Deborah Louzecky, Licensed Real Estate Broker.

Address

6327 Donaldson Drive
Troy, MI
48085

Alerts

Be the first to know and let us send you an email when Deborah Louzecky, Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Deborah Louzecky, Broker:

Share