Mirela Real Estate

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Earnest money is a good-faith deposit showing you're serious about the purchase — typically held in escrow and applied t...
09/01/2026

Earnest money is a good-faith deposit showing you're serious about the purchase — typically held in escrow and applied to your down payment at closing. It's refundable in most situations covered by your contingencies.

Title insurance protects against ownership disputes, liens, or errors in public records that surface after closing. It's...
08/31/2026

Title insurance protects against ownership disputes, liens, or errors in public records that surface after closing. It's a one-time cost that protects you for as long as you own the home.

An empty room photographs smaller and colder than a furnished one. If staging isn't in the budget, even a few key pieces...
08/28/2026

An empty room photographs smaller and colder than a furnished one. If staging isn't in the budget, even a few key pieces in the main living space can change how buyers picture themselves there.

It's more nuanced than the saying suggests. Renting buys flexibility and predictable costs. Buying builds equity but com...
08/27/2026

It's more nuanced than the saying suggests. Renting buys flexibility and predictable costs. Buying builds equity but comes with maintenance and market risk. The right answer depends on your timeline, not a slogan.

Pre-approved doesn't mean locked in. New credit accounts, big purchases, or missed payments between now and closing can ...
08/25/2026

Pre-approved doesn't mean locked in. New credit accounts, big purchases, or missed payments between now and closing can change your rate — or your approval. When in doubt, ask your lender first.

A lot happens during escrow: inspections, appraisal, loan underwriting, and final signatures. The average window is arou...
08/24/2026

A lot happens during escrow: inspections, appraisal, loan underwriting, and final signatures. The average window is around 30 days, though it varies by financing and contingencies.

Most lenders lock a rate for 30–60 days at no extra charge. If your closing timeline runs longer, ask what an extended l...
08/21/2026

Most lenders lock a rate for 30–60 days at no extra charge. If your closing timeline runs longer, ask what an extended lock costs before rates have a chance to move against you.

A contingent listing has an accepted offer, but conditions still need to be met — financing, inspection, or the sale of ...
08/20/2026

A contingent listing has an accepted offer, but conditions still need to be met — financing, inspection, or the sale of the buyer's current home. It's not off the table until those conditions clear.

Before you fall in love with a home, ask for the HOA's financial statements and rules. Dues can change, special assessme...
08/18/2026

Before you fall in love with a home, ask for the HOA's financial statements and rules. Dues can change, special assessments happen, and some restrictions affect resale more than people expect.

If you're moving this summer, here's something to know before you book: you're moving during the most expensive window o...
08/17/2026

If you're moving this summer, here's something to know before you book: you're moving during the most expensive window of the entire year.

May through September is peak moving season — roughly 45–60% of all moves in the U.S. happen during this stretch. That demand drives prices up 20–30% compared to moving in the off-season (October through April).

Here's what national averages actually look like right now:

Local moves: typically $500–$3,500+, depending on home size and hours worked.
Long-distance moves: $1,500–$8,500+ depending on weight and distance.
Cross-country moves (3-4 bedroom home): often $5,000–$12,000+.

A few ways to soften the summer premium: book 4–6 weeks ahead, move mid-week and mid-month rather than on a weekend or at month's end, and get at least 2–3 quotes before committing.

Budgeting for the real number now means no surprises on moving day. Save this for when you need it.

Address

3310 W Big Beaver, Suite 105
Troy, MI
48084

Telephone

+15868048506

Website

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