Rich Rubba

09/05/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

09/03/2026

Did you know that September is National Honey Month? Here’s a great recipe to try!

Ingredients:
• 4 packages biscuit dough
• 2 c. light or dark brown sugar
• 1½ c. butter, melted
• 2 tbsp. honey
• ½ c. cinnamon sugar mixture
• Walnuts, if desired

Instructions:
1. Preheat the oven to 350°F, and grease a Bundt pan with nonstick spray.
2. Cut each biscuit into quarters, and then coat in the cinnamon sugar mixture. Layer the pieces into the greased pan, making sure they are evenly distributed.
3. In a saucepan, melt together the brown sugar, butter, and honey. Continue to stir until a slightly runny glaze forms, and quickly pour over the biscuit pieces.
4. Bake for 30–35 minutes, until the biscuits are golden brown.
5. Remove from the oven and allow to cool in the pan for at least 10 minutes. Carefully place a large plate or serving tray over the pan, and flip over the Bundt pan. Pull the pan away from the bread ring carefully, avoiding the hot glaze. Top with walnuts, if desired.

09/01/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

08/31/2026

Try this Asian-inspired dish instead of takeout tonight!

These pot stickers beat takeout any day of the week.

08/29/2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

08/27/2026

While the home-selling process can certainly bring about stress, there are plenty of ways to mitigate it. Here are three common stressors and how to avoid them:

1️⃣ Pricing your home correctly:
Work with a real estate agent, whose knowledge of the market can help you set the right price. Also consider a pre-listing appraisal for extra confidence.

2️⃣ Emotional attachment to your home:
Try to treat the sale as a business decision, and depersonalize your spaces to help with detachment.

3️⃣ Market uncertainty:
Keep in touch with your agent to stay informed on market trends, interest rates, and timelines so you can adjust when needed.

Want to make your home sale stress-free? Reach out today for expert guidance!

08/24/2026

Volunteering as a family can be so rewarding! Have you ever tried it?

Volunteering as a family is a great bonding experience—here's how to get started.

08/22/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

08/20/2026

Get informed on what the summer housing market may bring.

Summer of 2024 is shaping up to be a season of nuance in the housing market.

08/18/2026

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.