Rich Rubba

06/02/2026

What Waiting To Buy a Home Could Cost You

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat. 

06/01/2026

Happy June! What fun summer activity are you doing this month?

05/30/2026

Price Cuts Get Bigger the Longer a House Sits Without Offers

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.

05/28/2026

With geocaching, there's treasure everywhere in your neighborhood!

Get the kids outside this summer for some DIY fun.

05/26/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/25/2026

Today we honor the fallen who fought for our peace of mind and recommit to ensuring veterans' families have the security they deserve. Reach out to make sure you’re secure too.

05/23/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.

05/21/2026

Where would you rather spend Memorial Day: lounging by the pool or soaking up the sun at the beach? 🏖️🏊‍♀️

No matter where you’re headed, make sure your travel plans are covered. Travel insurance helps you relax and enjoy the long weekend worry-free. Let’s chat about how to protect your trip! ✈️🌟

05/19/2026

“What if I buy… and home prices go down?” It’s one of the biggest hold ups some buyers have right now.

And honestly, with everything in the news lately, it's easy to see where that's coming from.

No one wants to make a big financial decision at the wrong time.

But here’s the part buyers need to see.

When you look at home prices over the last several decades, data proves prices usually go up, not down.

Yes, there are a few dips in there. But they’re typically small and short-lived. So, while a few markets are seeing slight declines right now, the bigger trend is clear.

Over time, home prices almost always rise.

That’s why buying a home is generally considered a safe long-term investment (especially if you plan to live there for 5+ years).

So, try not to get too caught up in what might happen with home prices next month or next year. Focus on the bigger picture.

Want to talk through what prices are doing in our market? Send over a DM.

05/18/2026

Want to protect your home? These two policies can help.

A closer look at the differences between homeowners insurance and home warranty.