08/31/2026
Monday, August 31
8:30 AM CT | Educate
Topic: What buyers should know before choosing a mortgage program
Audience: Homebuyers
Format: Single-image educational graphic
Status: READY FOR HUMAN REVIEW
Graphic headline:
Mortgage Questions to Ask First
Caption:
A mortgage conversation is about more than the interest rate.
Before choosing a loan program, buyers should understand the full picture: down payment and closing-cost requirements, income limits, credit requirements, purchase-price limits, and how the loan fits their long-term plans.
For Oklahoma buyers, OHFA currently offers down payment and/or closing-cost assistance products, including options for both first-time and repeat buyers. Program requirements vary, and an OHFA-approved lender should confirm whether a specific buyer qualifies.
If you're considering buying, one of the best first steps is simply to ask questions before you start shopping.
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Visual: Clean desk scene with a notebook labeled βBefore You Choose a Loan,β with four callouts: Eligibility β’ Cash Needed β’ Purchase Price β’ Long-Term Fit.
Alt text: Educational graphic explaining four questions buyers should ask before selecting a mortgage program.
Hashtags:
Source: Homebuyer Down Payment Assistance Program, Oklahoma Housing Finance Agency, current page accessed August 27, 2026. OHFA says assistance is available for first-time and repeat buyers, with purchase-price and income limits varying by product.
OHFA Homebuyer Down Payment Assistance Program
Verify: Recheck current program eligibility and terms immediately before publishing.
Disclosure: General financing education only. Not a loan offer or guarantee of qualification, approval, rates, savings, or results. Refer buyers to an OHFA-approved mortgage lender for individual eligibility.