Tina Perry - exp Realty

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Tina Perry - exp Realty THE place to start when buying,selling, building a home, locating investment properties OR commercial mls-client.com/19A437C7

10/14/2026

Buying a new home is exciting!!!

BUT, Did you know…

Tina Perry 918.284.6078 of
The Magnolia Group -EXP Realty Bobby Perry

Did you know?Normally, when someone sells a house, their mortgage is paid off and the buyer gets a new mortgage at a cur...
10/13/2026

Did you know?

Normally, when someone sells a house, their mortgage is paid off and the buyer gets a new mortgage at a currently available interest rate.
An assumable mortgage works differently. If the existing loan qualifies and the buyer is approved, the buyer may be able to take over the seller’s remaining mortgage balance, interest rate, and repayment term.
That means a buyer could potentially purchase a home today while keeping the seller’s much lower mortgage rate.
The buyer does not get the seller’s equity for free. If the home sells for $400,000 and the seller only owes $250,000, the buyer would need a plan for the remaining $150,000. The buyer must also qualify, and the loan servicer must approve the assumption.
Not every mortgage is assumable, but certain FHA and VA loans may qualify. When the rate is low enough, it is absolutely worth asking the question.

If you aren’t working with a Realtor and you’ve found a home you like, I’m here to help you with questions like this.

Tina Perry 918.284.6078 of The Magnolia Group -EXP Realty
Bobby Perry

Questions I Ask the Listing Agent Before My Buyer Writes an Offer:The list price tells us what the seller is asking. It ...
10/12/2026

Questions I Ask the Listing Agent Before My Buyer Writes an Offer:

The list price tells us what the seller is asking. It does not tell us what might help them say yes. Before my buyer writes an offer, I call the listing agent. I want to know whether there are other offers, whether the seller needs a specific closing date, and whether certain terms matter more than squeezing out every last dollar.

That conversation can also uncover details we need to address before signing anything. Maybe the seller plans to take the dining room chandelier. Maybe a previous buyer completed an inspection. Maybe the seller needs extra time to move. None of those details appear in the list price, but they can change how we structure the offer.

The goal is not to give away the buyer’s negotiating power. It is to understand the situation well enough to write an offer that protects the buyer and gives the seller a reason to choose it.

If you aren’t working with a Realtor, and you’re thinking about starting the home buying process, call or text me before you start. I’ll help you gather the information you need to build a smart strategy around purchasing your new home.

Tina Perry 918.284.6078 of The Magnolia Group -EXP Realty
Bobby Perry

Some 🏡homes are easy to sell on paper. The kids have moved out, there are rooms nobody uses anymore, and maintaining the...
10/11/2026

Some 🏡homes are easy to sell on paper. The kids have moved out, there are rooms nobody uses anymore, and maintaining the house takes more time than it once did.

Then you start packing. Box 📦 📦

Suddenly, it is not just a house. It is the doorway🚪 where everyone’s height was measured, the kitchen that hosted every holiday, and the bedroom 🛌that somehow still looks like your child might walk back into it after school.
Selling a family home requires more than choosing a list price 💵and scheduling photos. You may need time to sort through belongings, decide what stays in the family, make repairs, 🪛 🔨 📐 and say goodbye without feeling rushed through the process.
A good selling plan should make room for all of that.
If you are starting to wonder whether it is time to sell the home 🏠 your family grew up in, call ☎️ or text 📱 me, I’ll help you build a realistic timeline before you pack a single box.

Tina Perry 918.284.6078
The Magnolia Group -EXP Realty
Bobby Perry

10/11/2026

Do you have questions regarding purchasing a condo ?
Call or text Tina Perry - exp Realty 918.284.6089

❓DID YOU KNOW❓A finished basement can add useful living space and real value to a home. That does not mean an appraiser ...
10/09/2026

❓DID YOU KNOW❓

A finished basement can add useful living space and real value to a home. That does not mean an appraiser will combine it with the square footage above ground.
For appraisals that follow ANSI measurement standards, any level with a portion of its floor below ground level is generally reported as below-grade space. That can include a finished walkout basement with full-size windows, a bedroom, a bathroom, and finishes that are nicer than the main floor.
The space does not become worthless. It is reported and evaluated separately, and its value depends heavily on the quality of the finish, natural light, access, layout, and how buyers value finished basements in that market.
This is why spending $60,000 to finish a basement does not guarantee that your home’s appraised value will increase by $60,000.

Contact Tina Perry at 918.284.6078 with questions.
The Magnolia Group -EXP Realty

Mortgages like to make simple questions unnecessarily complicated‼️The balance shown on your statement is typically the ...
10/05/2026

Mortgages like to make simple questions unnecessarily complicated‼️

The balance shown on your statement is typically the “principal” you still owe.

Your payoff amount is the total needed to completely satisfy the loan on a specific date. It can include interest that has accumulated since your last payment, along with applicable fees or other outstanding charges.
That is also why your payoff amount can change from one day to the next. If you are selling, refinancing, or paying off your mortgage early, the number in your online account may not be the final number used to close out the loan.

🏡Thinking about selling? Message me with your address, and I’ll prepare an estimated seller net sheet so you can see what you could actually walk away with.🏡

Call or text Tina Perry 918.284.6078 of The Magnolia Group -EXP Realty



Looking for a loving and compassionate organization that focuses on educating pet owners AND the community?Check out Okl...
10/04/2026

Looking for a loving and compassionate organization that focuses on educating pet owners AND the community?
Check out Oklahoma Alliance for Animals!!!
Tell them Tina Perry sent you.
You will not be disappointed!!

‼️The yard you see and the land you legally own are not always the same thing‼️A fence can be installed directly on a pr...
10/04/2026

‼️The yard you see and the land you legally own are not always the same thing‼️

A fence can be installed directly on a property line, but it can also sit several feet inside it. A previous owner may have worked around a tree, 🌳avoided an easement, followed an old fence, or installed it without confirming the boundary first.
This can mean the property includes land outside the fence. It can also mean part of the fenced yard belongs to someone else. 🙀
Online parcel maps can help you understand the general shape of a property, but those boundary lines are often approximate. They are not a replacement for a professional survey.

If the yard, driveway, shed, garage, or future pool is a major reason you want the house, the property lines deserve more than an assumption.

If you are considering a home and the yard is part of what sold you, message me the address before you write the offer. I’ll help you locate the available survey, plat, and property records so we can determine what still needs to be verified.

Call Tina Perry - exp Realty 918.284.6078 of The Magnolia Group -EXP Realty
Tina Perry



10/03/2026

Rent your home for income or sale and use equity?

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Tulsa, OK

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