Erica Smith - NMLS #2316979

09/23/2026

Fall is in the air 🍂🍂🍂🍂🍂💛🧡🤎

09/17/2026

Fed rate goes up..... know what?

09/16/2026

Is buying an investment property different from buying a primary residence? The answer is YES. There are many things you'll want to consider-first and foremost, how to qualify.

We've got everything you need to know about financing your first investment property here: https://bit.ly/3Wid6vO

09/15/2026

If you've been priced out of a conventional loan by just a little, this might be worth a second look. We're already locking loans at the new 2027 limit - up to $845,000 in most areas, $1,267,500 in higher-cost areas - ahead of the official government update expected in November.

Might mean the difference between a jumbo loan and a standard one for you. Let's run the numbers.

08/28/2026

🏡If you have been thinking about investing in real estate, this is a fabulous loan option that DOES NOT use your income to qualify.

✨️👇Reach out today and lets talk about . 205-393-9425 details below.

08/26/2026

I sure miss my Zues, hes been gone about 5 years now....would love to see everyone's pup Pic below ⬇️

Who "nose" you better than your four-legged friend?
Today we celebrate the four-legged family members who somehow manage to take over our homes, our couches, and our hearts. Give your pup an extra treat, an extra walk, and maybe a little extra space on the bed today. Happy National Dog Day to our very best friends!

08/17/2026

🎉🎉🎉Teachers, Nurses, police officers, firefighters!!!
DID YOU KNOW this savings program is available to help you buy or refinance your home and cut down on those closing costs? Message or comment below if you have any questions. 🌟🌟🌟

08/08/2026

Need more space before the school year starts? Summer is one of the most popular times for families to make a move, and for good reason. It gives you time to get settled, establish routines, and even make a move into a new school district before classes begin.
But many homeowners are still sitting on the sidelines waiting for interest rates to fall.
The reality? Waiting isn't always the most affordable strategy.
Today's homebuyers have more options than many people realize, including:
✔️ Temporary and permanent rate buydown options
✔️ Programs that help you buy before you sell
✔️ Solutions to help make your current home more marketable to potential buyers
✔️ Strategies for leveraging the equity you've already built
If your family has outgrown your current home, it may be worth exploring what's possible today rather than waiting for the "perfect" market.
The right home for your next chapter could be closer than you think.

08/05/2026

Life happens. Sometimes exactly as planned, and sometimes not.
A new job. A growing family. Aging parents moving in. A relocation. A divorce. Retirement. A fresh start.
When life changes, whether expected or unexpected, your housing needs often change, too.
That's why it's important to know your options.
The good news is that today's homeowners and homebuyers have more solutions available than many people realize. Whether you're looking for more space, less space, a different location, or a fresh start, the right mortgage strategy can help support your next chapter.

08/04/2026

Celebrating our incredible Tuscaloosa City Schools educators and staff today! 🍎✨
​Our schools are the heart of this community, and we loved having the chance to shower our local teachers and school employees with a little extra appreciation today. You show up for our kids every single day, so bringing extra love (and great loan perks!) to you is the easy part.
​At Ellason Mortgage Group, we believe supporting our local heroes means providing real homeownership support. We offer tailored mortgage and loan programs designed specifically to help our teachers and community workers reach their homeownership goals with ease.
​Check out a recap of today's event in the reel below! 📽️👇
​Thinking about buying, refinancing, or learning more about special loan options for educators? Drop a comment or send me a DM—I’d love to help you take the next step home! 🏠💙
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