Megan Schroeder - 208 Real Estate

02/25/2022

Amen! 🙏🏻

02/24/2022

Aaaaaaaand…. It’s snowing again. Mother Nature can be so mean. 🥶😂 ☀️ 😎⛳️

02/21/2022

❤️❤️

10/27/2021

ALL great questions to ask yourself before you start your hunt for your new home!

These 5 questions will help you decide if now is the time to buy:

◾How much can you afford? Before you start searching for a home make sure you reach out to a lender to see if you qualify for a mortgage and what your payment will be.

◾Can you afford the closing costs? Some loans need 3% closing costs. There are some great programs out there that can assist you with your closing costs, but make sure and talk to your lender about this cost or a down payment assistance program.

◾Can you afford the location? Some locations have HOA dues and higher property taxes based on purchase price and location. Make sure you are aware of which locations you can afford.

◾Are you up for maintenance? Be ready to take care of your home, put money away each month to have a fund for home maintenance.

◾Are you ready to buy a home in this market? This market is busy, patience is key!

Thinking about buying a home is exciting and at times can be stressful, but we will be there with you every step of the way.

Willis & Jill Stone
208 Real Estate, Twin Falls
(208) 420-0030
www.willisandjillstone208.com

05/09/2021

Happy Mother's Day to all the Momma's out there. Thank you for being the real life super hero's this world couldn't live without! We hope you're spoiled today🥰

04/04/2021

Happy Easter! Hope you all have an amazing day. 🐣

01/28/2021

THE REALITY OF REAL ESTATE LIFE! And I couldn't love it more!

01/27/2021

THIS WEEK'S PLAN: Write this list on a sticky note and stick to your bathroom mirror or wherever you'll see it daily!

I'm going to share my first day here:

-I'm thankful for my career in real estate that allows me to help people achieve their dreams of homeownership
-One good thing that happened yesterday is I got my kids out the door early for school!
-One thing I like about where I live is that it still has the small town feel and people wave at each other.
-One thing I like about the way I look is my hair (which is usually up due to real estate life and offer writing)!
-5 people in my life I'm thankful for: Gordy, Natasha, Kraig, Chip, and Fairfield.

01/26/2021

That's a wrap on our "Saving for Homeownership" Finance Challenge! I put together a checklist for you to save or screenshot with more tips to help you continue on your savings journey!

Here are some additional details on each one:

1. Schedule "no spend months" throughout the year - try one in February where you don't buy anything that isn't a necessity and see how much money you can put away into savings from that alone!

2. Use an envelope system - Dave Ramsey is known for his envelope system where you categorize all your expenses including entertainment, clothing, groceries and break down your budget with a specific amount for reach category. Once that "envelope" is used up, you can't spend any more money from that category. It will help you better manage money and not spend it on unnecessary or unplanned things. I think people either love or hate this one - what do you think?

3. Set up a monthly money review process - This is like doing what we did on Day 2 of the challenge and making it part of your monthly routine! I think this is great for keeping an eye on what you're spending money on so you can cut back where needed!

4. Use the 72 Hour Rule - This is my favorite! If you have the idea to purchase something - whether it's that one click buy from Amazon because you really wanted that new book that Amazon "suggested" or that gadget you just have to have for your kitchen! Well instead of hitting that one click buy, hit add to cart, then wait 72 hours to make the decision to buy it! Stop the impulse shopping in it's tracks!

5. Lastly, Read or listen to one money related topic per week! Check out my stories for some recommendations!

Money Mindset:
Millennial Money Expert: .than.money
Finance Blogger:
Money Coach:

01/25/2021

DAY 5: SET UP AUTOMATIC SAVINGS - it's time to start pumping money into whatever your day 1 goal was!

Whether you want to wait until after your 30 days of tracking your spending is up, or start today based on all the numbers you've looked at over the past few days, is up to you!

Setting up automatic savings will force you to put a specific amount of money into an account for savings without having to think about it. Treat it like a monthly expense or bill and you'll be able to start stacking up savings quickly!

01/24/2021

DAY 4: MONEY TRACKING

Now that we've analyzed our previous spending habits and checked our credit scores (and debt amounts), it's time to track future spending.

Set up a Google Doc or start a note in your notes app and start tracking your spending. Do this for 30 days so you can become hyper aware of what you're spending money on, on the go.

Grabbing that extra latte every day or ordering from your favorite online boutique a few times a month could be adding up to way more than you realized. When you have to write it down in the moment, it will become a lot more evident as to what is adding up fast that is preventing you from saving for what it is. you really want!