Laquana Ervin - Realtor

Laquana Ervin - Realtor Helping You Buy Smart. Sell Confidently 🏡
📍Tyler, Tx & Surrounding areas
Let’s connect 📩

09/22/2026

YOUR OFFER IS ACCEPTED! 🎉

Now… when does the money start leaving your account? 🤔

Here’s what catches many buyers off guard: closing day isn’t necessarily the first time you’ll need money.

Earnest money, option fees, inspections and the appraisal can all come up before you ever get to the closing table. 🔑

The goal isn’t just to get preapproved, it’s to make sure you’re financially prepared for the entire homebuying process.

💭 Thinking about buying? Let’s get you prepared to confidently purchase your home.

Contact me and let’s put your game plan together! No one size fits all gimmicks! 🧩

Real Knowledge • Real Strategy • Your Loans Girl 💙🔑

09/22/2026

Don’t forget!!!! This Thursday bring your questions, because we have answers.

09/22/2026

Congratulations to this sweet family on their new home! So happy for you three and all the memories you’ll make together in your new home! 👶🏼🏡✨

A big thank you to Laquana Ervin with Keller Williams for being such a great partner throughout the process and helping make this one happen.

Congratulations, Melanie and Pierre! So excited for your family and this next chapter. 🎉

📞 (903) 216-7170
📧 [email protected]
🔗 https://txhomeloans.my1003app.com/1642150/register
Scott Roycroft | Loan Originator | NMLS #1642150 Legacy NMLS #355969

Today, we pause to honor and remember all those lost on September 11, 2001. We will never forget their lives, their fami...
09/12/2026

Today, we pause to honor and remember all those lost on September 11, 2001. We will never forget their lives, their families, and the countless heroes who risked everything. God bless America 🇺🇸

09/04/2026

Have a great Friday everyone 🩷

If you could design your dream home any way you'd like, what would you choose? 🏡✨Maybe it's the oversized kitchen where ...
09/04/2026

If you could design your dream home any way you'd like, what would you choose? 🏡✨

Maybe it's the oversized kitchen where everyone gathers, a sun-filled living room that feels open and inviting, a backyard made for long summer evenings, or a bedroom that feels like a quiet escape at the end of the day.

The little details are what make a home feel personal. The layout that makes everyday life easier. The outdoor space you'll actually use. The kitchen you'll want to linger in. The cozy corner that quickly becomes your favorite spot.

So, if you could only keep one feature, what would make the cut?

🏡🔑 THEY’RE HOME!Congratulations to my amazing buyers on closing on their new home! 🎉 Thank you for trusting me to be par...
08/31/2026

🏡🔑 THEY’RE HOME!

Congratulations to my amazing buyers on closing on their new home! 🎉 Thank you for trusting me to be part of such a special milestone for your family. 🩷

A huge thank you to the lender, title team, agents, inspectors, and everyone behind the scenes who helped make it happen! 🤝🏽

Thinking about buying or selling? Let’s talk! You could be my next closing. 👀🔑
WELCOME HOME! 🏡🤍

903-570-5908
[email protected]

08/20/2026

🏡 Before you start looking at homes, know your DTI.

Your debt-to-income ratio (DTI) is one of the numbers lenders use to determine how much of your monthly income is already committed to debt, and how much room you may have for a mortgage payment.

The basic calculation is simple:

Monthly debt payments ÷ Gross monthly income = DTI

But here’s where mortgage qualification gets a little more detailed. 👇🏾

Not every monthly expense is considered a “debt” for mortgage purposes, and the maximum DTI you can qualify with isn’t one universal number. It can vary depending on the loan program, credit profile, automated underwriting findings, and other factors in your file.

That’s why I encourage buyers to understand their numbers before they fall in love with a house.

Knowing your DTI early gives us time to identify what may be affecting your buying power and determine the best financing strategy for you.

🔑 Thinking about buying? You don’t have to figure the numbers out alone. Let’s calculate your DTI and see what homeownership could realistically look like for you.

If you are ready to start the process, comment ‘READY’ below and I’ll message you the first step.

Bobbie C. Terry - Your Loans Girl™
Making the mortgage side make sense. 🏡🔑







***Educational purposes only. Loan approval and qualifying guidelines vary by loan program and borrower.

Thinking about buying your first home? Start here! 🏡Buying your first home can feel overwhelming when you don’t know wha...
08/20/2026

Thinking about buying your first home? Start here! 🏡

Buying your first home can feel overwhelming when you don’t know what to expect, but you don’t have to figure it all out alone. 🤍

I’m here to help you understand the process, answer your questions, and guide you from “I’m just thinking about buying” to “Welcome home!”🔑

✨ FREE First-Time Home Buyers Guide!
I created a simple guide to help you understand the home-buying process and know what steps to take before you start shopping.

📲 Grab your FREE guide through the link in my BIO!

And when you’re ready to take the next step, let’s talk. Whether you’re buying your first home or preparing to sell, I’d love to be your resource. 🏠

Laquana Ervin | REALTOR®
📞 903-570-5908

Address

6761 Old Jacksonville Highway
Tyler, TX
75703

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