02/16/2026
🏡 Monday Market Report | Smith County, TX
📅 Week Ending Monday, February 16, 2026
Here’s your weekly look at how the Smith County housing market is behaving right now, with direct comparisons to last week.
🏡 Buyer-Friendly Area This Week: Troup
For the third straight week, Troup continues to show the most buyer-friendly conditions in Smith County.
Here’s why:
Lowest average listing price among the major sub-markets
35% of active listings currently show a price reduction
Mild price softening over the past 30 days
Relative to other cities, buyers may find more negotiation flexibility here right now.
📊 County Pricing Movement
• Most recent confirmed median sale price: ~$300,000
• Previous published figure: ~$300,000
• Change: No new closed-sale update
County sale prices update monthly, and no new confirmed movement has been published since our last report. Pricing remains stable at the county level.
🏘️ Current Average Listing Prices by Area
(Compared directly to last week)
• Tyler: ~$317,000 (down slightly from ~$318,000)
• Whitehouse: ~$289,000 (up slightly from ~$288,000)
• Bullard: ~$392,000 (unchanged)
• Flint: ~$312,000 (up slightly from ~$311,000)
• Lindale: ~$291,000 (unchanged)
• Troup: ~$268,000 (down slightly from ~$269,000)
These are small adjustments typical of an active but steady market.
📈 30-Day Price Trends
• Tyler: Stable to slight softening
• Whitehouse: Stable
• Bullard: Increasing
• Flint: Stable
• Lindale: Stable
• Troup: Mild softening
No trend reversals this week. Bullard remains the strongest pricing sub-market, while Troup remains the most affordable.
🔻 Price Reduction Activity
(Active listing snapshot compared to last week)
• Tyler: 38% (up from 36%)
• Whitehouse: 29% (up from 28%)
• Bullard: 24% (no change)
• Flint: 31% (up from 30%)
• Lindale: 27% (up from 26%)
• Troup: 35% (up from 33%)
A slightly larger share of listings across several cities now show price reductions compared to last week.
This doesn’t mean sellers cut prices this week — it means a greater portion of active listings reflect price adjustments than in the prior report.
⏳ Additional Market Context
• Median days on market: ~76–80 days
• Sale-to-list ratio: ~97%
• Inventory: Balanced, gradually expanding
Homes are still selling, but buyers are taking their time and negotiating more than in peak market conditions.
🧭 Market Signal
Overall read: Balanced, with incremental buyer leverage building
Confidence: Moderate
The market is steady, but rising price-cut activity suggests sellers are becoming more responsive to buyer expectations at current price levels.
🧠 TL;DR
Smith County remains stable overall, with no new countywide sale-price update. Listing prices are mostly flat with small adjustments. Price-cut activity increased slightly in most cities this week. Troup continues to offer the most buyer flexibility, while Bullard and Flint remain stronger pricing markets. Buyers may see slightly more room to negotiate compared to earlier in February.
📌 This report reflects publicly available listing snapshots and previously published sale data. It is informational only and not a prediction, appraisal, or financial advice.
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