Eileen Reyes, GRI

12/12/2025

12/12/2025

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12/05/2025

Conforming Loan Limits Are Increasing

Conforming Loan Limits for 2026

The Federal Housing Finance Agency (FHFA) has announced that they are raising conforming loan limits for 2026. That means qualified mortgage borrowers will be able to buy or refinance homes for larger loan amounts without requiring non-conforming (aka jumbo) loans.

Conforming loans are popular because they generally offer lower rates, fees, and down payment minimums and more flexible requirements than non-conforming loans. This loan limit increase is good news for homebuyers and homeowners, and the boost to buyers can also benefit sellers.

2026 Baseline Loan Limits (most of the U.S.):

1-unit property: $832,750
2-unit property: $1,066,250
3-unit property: $1,288,800
4-unit property: $1,601,750
2026 High-Cost Area Maximum Loan Limits:

1-unit property: $1,249,125
2-unit property: $1,599,375
3-unit property: $1,933,200
4-unit property: $2,402,625

ARE YOU IN THE MARKET IN 2026? CALL ME AND LET'S DISCUSS YOUR PLANS!

Send a message to learn more

11/21/2025

If your plans include an upcoming move, contact me so we can create your sales strategy, and you can begin preparing your home to secure the best offer. Let’s make this transition as stress-free as possible. Call me today and let’s get started.

11/09/2025

Come on by the Open House today 1230-330p!

🏡 85 Sequoyah View Drive, Oakland

10/31/2025

When black cats prowl and pumpkins gleam, may luck be yours on Halloween!

10/05/2025

Successfully marketing and selling a home requires a high degree of expertise, experience, and energy. When you’re ready to sell your home, I can guide you every step of the way. Contact me today to learn more about your home value and my comprehensive marketing program.

10/01/2025

Here are some commonly overlooked home maintenance tips. What are other items on your list to do this month?

09/22/2025

Wishing you a cozy and vibrant autumn filled with the warmth of home and the colors of the season. Happy Fall!

09/05/2025

Running from Labor Day to Thanksgiving, the Fall selling season produces a wave of sales that is second only to the traditional Spring selling season. Buyers come back into the market after summer vacations and the kids are back in school. Many buyers are motivated to find a home before the holiday season. If you’re considering the sale of your home, contact me to learn more about my property marketing program.