Hector Hernandez, Realtor

05/29/2026

“Every great fighter understands one thing — protection and strategy win championships. 🥊🏡

That same mentality is what I bring to real estate.

I help my clients look beyond just buying or selling property. We focus on the bigger picture:
📈 Long-term appreciation
💰 Strong cap rates & investment potential
🧾 Legal use & future value
🤝 Aggressive negotiation strategies
💳 Converting bad debt into good debt through real estate ownership
🏦 Structuring deals to maximize savings and opportunity

In this market, you don’t just need an agent — you need a broker who stays active, thinks ahead, protects your position, and fights to put you in the strongest financial situation possible.

Winning in real estate isn’t luck. It’s preparation, grit, strategy, and ex*****on.

📲 If you’re ready to make smart real estate moves, let’s talk.

Hector Hernandez
Delta Properties USA
Robust Staffing

04/07/2026

Rentals available

Vouchers are accepted!

02/23/2026

Please note all showing are canceled for today and possibly Wednesday and Thursday.

Our goal is to maintain safety for all those interested in our listings. New updates will be posted as the local governments advise.

Tenga en cuenta que todas las visitas de hoy y posiblemente del miércoles y jueves están canceladas.

Nuestro objetivo es garantizar la seguridad de todos los interesados ​​en nuestras propiedades. Se publicarán nuevas actualizaciones según las recomendaciones de las autoridades locales.

02/20/2026

🔥 SATURDAY & SUNDAY (10:00 AM – 7:30 PM) Irvington → Newark → Elizabeth

📍 Irvington Block (10:00 – 2:30 PM)

159 21st St (3 Bed – $2,400)
159 21st St (4 Bed – $2,800) 10:00 – 12:00 PM

9 Breckenridge Ter (3 Bed – $2,000) 12:15 – 1:15 PM

138 22nd St (3 Bed 2 Full Bath – $2,600) 1:30 – 2:30 PM

📍 Newark Block (2:45 PM – 6:15 PM)

36 Dassing Ave (3 Bed 2 Full Bath – $2,800) 2:45 – 3:45 PM

196 Shephard Ave (1 Bed – $1,450) 4:00 – 5:00 PM

241 S 7th St (4 Bed – $2,200) 5:15 – 6:15 PM

📍 Elizabeth Block (6:30 PM – 8:45 PM)

50 Cherry St (3 Bed – $2,200) 6:30 – 7:30 PM

961 William St (3 Bed – $2,200) 7:45 – 8:45 PM

01/21/2026

Open House Feb 1st, 2026 🏡

🔹 OPTION 1: 5% DOWN – CONVENTIONAL

Down Payment: $17,500
Loan Amount: $332,500

Estimated Monthly Payment
• Mortgage: ~$1,995
• Taxes: $417
• HOA: $90
• HOA Insurance: $50
• PMI: ~$140

✅ TOTAL: ~$2,692 / MONTH

💼 Income Needed (50% DTI)
• $2,692 ÷ 0.50 = $5,384 / month
• 👉 ~$65,000 / year household income

⸻

🔹 OPTION 2: 3.5% DOWN – FHA

Down Payment: $12,250
Loan Amount: $337,750

Estimated Monthly Payment
• Mortgage: ~$2,025
• Taxes: $417
• HOA: $90
• HOA Insurance: $50
• FHA MIP: ~$235

✅ TOTAL: ~$2,817 / MONTH

💼 Income Needed (50% DTI)
• $2,817 ÷ 0.50 = $5,634 / month
• 👉 ~$67,600 / year household income

⸻

⭐ WHY THIS MATTERS

✔ FHA & Conventional friendly
✔ Low HOA keeps ratios strong
✔ Allows buyers with student loans or car payments
✔ Opens door for first-time buyers & NYC commuters

📌 Figures are estimates. Approval depends on credit, reserves, and lender underwriting.

💰 FIXED OWNERSHIP COSTS
• Property Taxes: $5,000 / year
• HOA Insurance: $600 / year
• HOA Fee: $90 / month

01/16/2026

🏡 COMING SOON | Victory Gardens, NJ

Welcome to 71 Washington Ave — a beautifully updated 2-bedroom, 1-bath condo offering comfort, convenience, and low-maintenance living.

✨ One-floor living
✨ Large backyard + gazebo
✨ Plenty of off-street parking
✨ Bright natural light & modern finishes
✨ Low HOA: $90/month
✨ Taxes approx. $4,993

Perfect for first-time buyers, downsizers, or anyone looking for an affordable home in a prime location near shopping, dining, and transportation.

📍 Victory Gardens, NJ
💰 $350,000
📲 Showings by appointment only

DM me for early access or more details!

01/10/2026

🏡 Available Apartments 🏡

159 21st St #1, Irvington, NJ
https://www.zillow.com/homedetails/159-21st-St-APT-1-Irvington-NJ-07111/2090163935_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare

159 21st St #2, Irvington, NJ
https://www.zillow.com/homedetails/159-21st-St-APT-2-Irvington-NJ-07111/2090305772_zpid/?view=public

9 Breckenridge Ter, #1, Irvington, NJ
https://www.zillow.com/homedetails/9-Breckenridge-Ter-APT-1-IrvingtonNJ-07111/455133101_zpid/?view=publicutm_source=nativeshare_activation_v1

138 22nd St #2, Irvington, NJ
https://www.zillow.com/homedetails/120726549_zpid/?view=public

449 3rd Ave #2, Elizabeth, NJ
https://www.zillow.com/homedetails/449-3rd-Ave-FLOOR-2-Elizabethport-NJ-07206/458691675_zpid/?view=public

961 William St, #1, Elizabeth, NJ
https://www.zillow.com/homedetails/2094574484_zpid/?view=public

196 Shephard Ave, #3, Newark, NJ
https://www.zillow.com/homedetails/2099399408_zpid/?view=public

241 South 7th St #1, Newark, NJ
https://www.zillow.com/homedetails/241-S-7th-St-1-Newark-NJ-07103/2092414072_zpid/?view=public

36 Dassing Ave #2, Newark, NJ
https://www.zillow.com/homedetails/36-Dassing-Ave-FLOOR-2-Newark-NJ-07106/2061231655_zpid/?view=public

180 Bergen Ave #1, Jersey City
https://www.zillow.com/homedetails/180-Bergen-Ave-APT-1-Jersey-City-NJ-07305/2082895771_zpid/?view=public?utm_source=nativeshare_activation_v1

This 2280 square feet Apartment home has 4 bedrooms and 1 bathroom. It is located at 180 Bergen Ave APT 1, Jersey City, NJ.

06/14/2025

🏡 Available Now 🏡

159 21st St, #3 https://www.zillow.com/homedetails/2082644740_zpid/?view=public

339 16th Ave, #3 https://www.zillow.com/homedetails/452777083_zpid/?view=public

339 16th Ave, #2 https://www.zillow.com/homedetails/2084952834_zpid/?view=public

36 Dassing Ave, #2 https://www.zillow.com/homedetails/2061231655_zpid/?view=public

341 16th Ave, https://www.zillow.com/homedetails/452777121_zpid/?view=public

159 3rd St, #1 https://www.zillow.com/homedetails/345376998_zpid/?view=public

818 S 18th St, #2
https://www.zillow.com/homedetails/2054934561_zpid/?view=public

Delta Properties USA
Hector Hernandez
(908) 386-8018

Thank you for your message. I am unavailable right now, but will respond as soon as possible.

This 700 square feet Apartment home has 4 bedrooms and 1 bathroom. It is located at 818 S 18th St FLOOR 2, Newark, NJ.

06/14/2025

Open house
SUNDAY 06/15/25

1pm - 2pm

339 16th Ave, #3 https://www.zillow.com/homedetails/452777083_zpid/?view=public

339 16th Ave, #2 https://www.zillow.com/homedetails/2084952834_zpid/?view=public

2-3pm

341 16th Ave, https://www.zillow.com/homedetails/452777121_zpid/?view=public

159 21st St, #3 https://www.zillow.com/homedetails/2082644740_zpid/?view=public

05/13/2025

Studio AVAILABLE