Francisco Pinho Jr

09/27/2026

09/13/2026

Summer ‘26

09/12/2026

$850K list price → $1.1M offer → $1.135M appraisal. 🏡📈

With ~50% down, these buyers walked in with massive instant equity—a powerful foundation for long-term wealth, regardless of where rates go next.

This strategy isn’t for everyone, but it shows-who you work with matters. The right guidance helps you structure the offer, make the numbers work, and secure the home you actually want.

Buy strategically. Build equity. Think long-term. 🤝

Service with your lender for life‼️

09/11/2026

Not all pre-approvals are created equal. 👀🏡

A pre-qualification/pre-approval tells you what might work. But an Underwritten Approval means your file has already been reviewed by underwriting before you find the house.

That means more confidence, stronger offers, and fewer surprises when it’s time to close.

In a competitive market, being ready matters.

Don’t just get pre-approved. Get underwritten-with us. 🤝📋

Service with your lender for life‼️

09/09/2026

Sell smart. Buy strategically. 🏡📈

They sold at the right time, rolled their hard-earned equity into the next property, and positioned themselves for future investment opportunities.

Purchase #1 is done. ✅ The bigger strategy is just getting started.

Who you work with matters. 🤝

Service with your lender for life‼️

09/05/2026

Thank you, mdenny77 for leaving us a review.
Read full review: https://birdeye.cx/bdcd9i

09/03/2026

$10K+ in equity. First-time buyer. Kids starting school. 🏡🎒

This one was anything but easy. After running into liquidation issues and plenty of unexpected obstacles, the key was staying calm, diligent, and solution-focused until the very end.

We ultimately got them into their new home with over $10,000 in equity based on the appraisal—and, most importantly, closed just in time for the kids to start school.

Deals get complicated. The right team finds a way through them. 🤝

If you’re ready to make your next move, let’s talk.

Service with your lender for life‼️

08/19/2026

Big Bank Pre-Approval vs. Working With Me 👇

A pre-approval shouldn’t be a quick credit pull and a number on a piece of paper.

I take a deep dive into your entire financial picture—income, assets, credit, debts, goals, and potential roadblocks—so we know exactly what you qualify for and how to structure the loan.

✅ Long-standing pre-approval
✅ Fully underwritten approval when appropriate
✅ More loan programs & flexibility
✅ Proactive strategy—not just a pre-approval letter
✅ Direct access to me & my team, even when the bank is closed
✅ A team that actually knows your file when it matters

Because when you find the house, you want to know you’re ready to compete.

Don’t just get pre-approved. Get strategically prepared. 🏡

📲 Let’s build your game plan. Who you work with matters. 🤝

Service with your lender for life‼️
•
•

08/16/2026

Little down. Equity built. Deal done. 🏡🤝

This first-time homebuyer secured a single-family home with minimal money out of pocket, built-in equity, and seller concessions — even in today’s market.

And having an established relationship with both the buyers and listing agent made all the difference in keeping the transaction smooth from start to finish.

The right strategy + the right team = dreams becoming reality.

Who you work with matters.
Service with your lender for life‼️
•
•