01/28/2026
MORTGAGE NEWS:
Mortgage Rates Remain the Lowest in Three Years
With the economy improving and the average 30-year fixed-rate mortgage nearly a percentage point lower than last year, more homebuyers are entering the market. Buyers always should shop around for the best rate, as multiple quotes can potentially save them thousands.
The 30-year fixed-rate mortgage averaged 6.09% as of January 22, 2026, up from last week when it averaged 6.06%. A year ago, at this time, the 30-year FRM averaged 6.96%.