05/28/2026
Most people think looking into a reverse mortgage is complicated. It isn't. π
To find out if the numbers even work, I need exactly two things:
β
The homeowner's age
β
The home's value
That's it. No credit pull. No income docs. No tax returns.
From those two numbers we find the "principal limit" β the share of your home value you may be able to borrow against. Enough to answer the real questions: Could it pay off your current mortgage? What would a line of credit look like?
If you've ever wondered what your home could do for you in retirement β or you've got a client who's asked β this is the place to start.
π© DM me your age + home value and I'll tell you if the numbers work, or read the full breakdown here:
https://gibsonhomeloans.com/reverse-mortgage-principal-limit/