Michell Fernandez

03/09/2026

24448 Alta Vista DR #21 Dana Point, CA 92629

Active
UPDATED:09/02/2026: 12 days on market

24448 Alta Vista DR #21, Dana Point, CA 92629

Schedule a Tour
SoCalHomez.com

$ 3,250,000
Est. payment

$13,548/mo

5 Beds
4 Baths
3,328 SqFt

https://socalhomez.com/listing-detail/1187984240/24448-Alta-Vista-DR-21-Dana-Point-CA?crmAlertId=65715616&ids=1187984240

Homes for sale: 24448 Alta Vista DR #21, Dana Point, CA 92629 (MLS #: OC26183606) with 5 beds, 4.0 baths, 3328 sqft, and listed for $3250000.

19/08/2026

HOMEOWNERS: Your current mortgage rate isn’t the only reason to look at refinancing.

Sometimes the bigger question is: Could your mortgage be working harder for you?

Here are 3 reasons homeowners are looking at refinancing:

1. LOWER THE MONTHLY PAYMENT
If today’s available loan terms could improve your current payment or overall financing, it may be worth running the numbers.

2. CONSOLIDATE HIGH-INTEREST DEBT
Credit cards, personal loans and other high-interest debt can put serious pressure on your monthly budget. If you have sufficient home equity, a cash-out refinance may provide another option.

3. ACCESS HOME EQUITY
Need funds for home improvements, major expenses, investments or other financial goals? Your home equity may give you options you haven’t considered.

QUICK CHECK: Could you NEED a refinance review?

→ Your current mortgage rate is higher than available rates
→ Your monthly debt payments are becoming difficult to manage
→ You’re carrying significant high-interest credit-card debt
→ You need access to equity
→ Your financial situation has changed since you purchased your home

Don’t assume refinancing makes sense — let’s run the numbers first.

A quick mortgage review can tell you whether refinancing could actually improve your financial position.

Juan Vigil | Loan Officer
NMLS #1887921 | DRE #01313867
E Mortgage Capital, Inc. | NMLS #1416824
(209) 470-7579
[email protected]

Message Juan today for a refinance review.

Loan approval, available rates, terms and savings depend on individual borrower qualifications and loan program. Refinancing may increase total finance charges over the life of the loan.

Juan’s application/profile page: Start a refinance review with Juan Vigil

06/06/2026

🌞 Happy Saturday! Ready to find your dream home?

Join me today to tour one of Laguna Niguels newest listings to hit the market!

🎈OPEN HOUSE 🎈
🎉Today: 1-4PM

It’s a beautiful Saturday to unlock new possibilities! 🗝️

Curious about what’s on the market? Let’s explore the best neighborhoods this weekend and make your dream a reality.

Questions? I’m just a message away:

Michell Fernandez
720.525.1801
DRE: 02209099 - California
FA100080103 - Colorado
[email protected]

27/05/2026

THURSDAY
May 28th PST

🇺🇸 VA HOME LOAN 101

Know your benefits.
Use your VA Home Loan the right way.
Build wealth through real estate ownership.
Protect your family. Protect your future.

Online education workshop for Veterans, Active Duty, and Military families.

✔️ VA Loan basics
✔️ $0 down options
✔️ Credit + income requirements
✔️ Eligible properties
✔️ Common mistakes to avoid

📅 Last Thursday of every month
⏰ 2 PM PST | 3 PM MST
📍 Zoom

Michell Fernandez
Real Estate • Tax • Life Insurance

+VA Lender Education Partner

🎟️ Reserve your seat now:
Register + Zoom

https://www.eventbrite.com/e/1981833229539?aff=oddtdtcreator

(720) 525-1801

18/02/2026

🚨 THIS WILL CLOSE. 🚨

California Dream For All is BACK — and this funding does NOT last.

If you’re a first-generation homebuyer, you could qualify for up to 20% down payment assistance through the Shared Appreciation Program.

🗓 Application Window: Feb 24 – March 16, 2026
⏰ Hard Deadline: March 16 at 5PM PDT
⚠️ Lottery based. Late submissions = ZERO chance.

If you are serious about buying in 2026, you need to be pre-approved NOW.

📩 PM me “DREAM” for your inbox application before spots fill.

Do not wait until the last week.

18/02/2026

🚨 ¡CALIFORNIA DREAM FOR ALL REGRESA! 🚨

Si eres comprador de primera generación, podrías calificar para hasta 20% de ayuda para el enganche a través del programa Shared Appreciation de CalHFA.

🗓 Período de Aplicación: 24 de febrero – 16 de marzo, 2026
⏰ Fecha límite: 16 de marzo a las 5PM PDT
⚠️ Es por sorteo (lotería). Después de la fecha límite NO se aceptan solicitudes.

La preparación es clave. Necesitas pre-aprobación antes de enviar tu solicitud.

📩 Envíame un mensaje privado con la palabra “DREAM” para recibir la aplicación en tu inbox.

24/11/2025

Taking a walk in beautiful Littleton, Colorado.

Friendly neighbors..
Hand crafted tables and oversized gardening wagons. Stone & Gas Firepitts. 🔥Camping in your yard.🏕️ Colorado Vibes. 🌲🥾
❤️Luv Fall Weather 🍁

19/11/2025

🍂 Colorado Fall Home Goals – 4th Quarter Tips🍁

| |

As we step into the final stretch of 2025, the Colorado real estate market is shifting — and timing is everything. Here are 3 smart moves to finish the 4th quarter strong:

🏡 1. Prep for Winter – NOW

Buyers are looking for turnkey & cozy.
✔️ Seal windows & doors
✔️ Clean gutters & furnace
✔️ Add warm lighting & seasonal touches — fall décor SELLS 🧡

📈 2. Use Equity to Your Advantage

Rates may shift — equity is still POWER.
✔️ Get a free home valuation
✔️ Tap equity for upgrades, debt payoff, or your next move
✔️ Consider a bridge or HELOC
strategy to buy BEFORE selling

📅 3. Plan Your 2026 Move Early
January sellers win BIG.

✔️ Schedule a strategy call now
✔️ Get pre-approved before holiday delays
✔️ I’ll map out a custom game plan for your goals

🍁 Let’s see where this season takes you.

Text 720.525.1801 to start the conversation.

MiChell Fernandez
Realtor® | Colorado & California
📧 [email protected]
🇺🇸 SERVE • SOLVE • SELL 📌