James Michael Taylor Realtor

James Michael Taylor Realtor Real Estate Agent for Terrie O'Connor Realtors - Upper Saddle River

03/17/2022

HEY BUYERS! Interesting note:
Word has it that Today's bidding wars require approximately 11% over the Listing Price in order to be in the run for a purchase.

A few things to keep in mind...
*Preapproval is everything today and a must.
*The bigger the deposit, the better your chances are of winning a bid.
*All CASH offers dominate!
*11% above the Listing Price is about the average winning price.
*Closing date is important - often, the sooner the better.
*Have everything lined up in order to close. Funds, Mortgage, Lawyer, Inspectors, Moving Company, and most importantly... A Professional Real Estate Agent, like ME!

You can email me anytime to get my packet of "What Do I Need to Buy a Home?" at: [email protected].

May you find your four-leaf clover in your new home!Happy St. Patrick's Day.
03/17/2022

May you find your four-leaf clover in your new home!
Happy St. Patrick's Day.

REMINDER: Sunday is Daylight Savings TimeHere's a few tips:- Spring ahead; Fall back- Set your clocks 1 hour ahead on S...
03/09/2022

REMINDER: Sunday is Daylight Savings Time

Here's a few tips:
- Spring ahead; Fall back
- Set your clocks 1 hour ahead on Saturday, March 12th before you go to bed.
- Change your daily routine, like eating and hobbies, coming into the weekend.
- Wake up early on Sunday and take in the morning sun.

and...
- Call me anytime to list your home. I know you're thinking about it.

Enjoy the weekend.

Come to our Open House! A hidden gem in Airmont, NY with property, privacy, and a lake with mountain views. Your own p...
02/24/2022

Come to our Open House! A hidden gem in Airmont, NY with property, privacy, and a lake with mountain views. Your own private resort.
You have to see this place!
This Sunday, 2/27/22, 1-4pm.

02/10/2022

TIPS AND TRICKS FOR 1ST TIME BUYERS:

1 - Do a personal financial review -
Create a Financial Plan first.
2 - Start with an early loan pre-approval -
Obtain a Pre-Approval for the mortgage. Very important!
3 - Gather your information for a pre-approval -
Be ready to fill out the necessary paperwork.
4 - Meet the minimum qualifications -
FHA loans require a 600 FICO score.
Conventional loans require a 620 FICO score.
Debt-to-gross income should be 50-55%.
5 - Gather your cash - but not 20 percent -
1st time buyers can put down 3-3 1/2 % for FHA loans.
0% for a VA loan. You will need 2-3% for closing costs.
First-Responders may qualify for a better rate.
NOTE: PMI (Private Mortgage Insurance) may be required.
6 - Understand the gift rules -
Gift monies are only allowed from family members.
7 - Find out about homebuyer programs -
As your lender for special loan programs for 1st time buyers.
8 - Choose the right loan for you -
Conventional loans for good credit and low income-debt ratio.
FHA loans for less than perfect credit or income-debt ratio.

Call me to help clarify any of the topics mentioned, or any questions that you may have when shopping for a home.

Remember! - I can help you find a home ANYWHERE in the country and assist in getting the right mortgage lender for you!

Call or email anytime.
[email protected]
917 217-3295

Friends and Family alike! I need your help. Plain and simple - I need REFERRALS.In the real estate business it's hard ...
01/17/2022

Friends and Family alike! I need your help. Plain and simple -
I need REFERRALS.

In the real estate business it's hard to accumulate clients. It's a word-of-mouth profession that requires people to talk to people.

When people talk, connections are made, like branches on a tree. The roots take hold, the tree grows, the branches continue to reach out and before long... a network of people is made.

Whether you live in NYC, Detroit or Naples, you can help by REFERRING your friend, your co-worker, your neighbor, and/or your family member to me. You would then plant the seed to help my business grow.

At the same time, I could help them to find a real estate agent in their area using our affiliated Leading RE system. It WON'T add any cost to you or the person you have referred.

Whether it's a rental, sale, or purchase - go ahead, speak up!
Tell that person to call me first and help my business grow.
..all by word-of-mouth.

It's a New Year. Is it the right time to sell? Like I've said before, it's a Seller's market and a Buyer's market.Why?...
01/17/2022

It's a New Year. Is it the right time to sell?

Like I've said before, it's a Seller's market and a Buyer's market.
Why?
Sellers: Low inventory and higher demand equals quick sale.
Buyers: Great interest rates and prices equal to that of tens years ago.

Also, real estate has always been a great long term investment.
If you're thinking of selling, call me and we can discuss your options.

Address

Upper Saddle River, NJ
07458

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm
Sunday 9am - 6pm

Telephone

+19172173295

Website

Alerts

Be the first to know and let us send you an email when James Michael Taylor Realtor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to James Michael Taylor Realtor:

Shortcuts

Share

Category