09/17/2026
The Fed raised rates… so what does that actually mean for real estate?
One of the biggest misconceptions I hear is that when the Federal Reserve raises rates, mortgage rates automatically increase by the same amount. They don’t.
Mortgage rates are influenced by several factors, and even small changes can make a noticeable difference in monthly payments and purchasing power.
For buyers, a changing rate environment can mean adjusting your budget—but it can also mean less competition and more room to negotiate.
For sellers, pricing, presentation and strategy become even more important when buyers are watching their monthly payments closely.
The takeaway? Don’t make a real estate decision based on one headline. Know the numbers, understand your options, and have a strategy that fits your goals.
Swipe through for the breakdown ➡️
Have questions about buying or selling in Oregon or Washington? I’m always happy to talk through what the current market means for you.