Debbie Crane - Exp Realty

07/07/2026

Are foreclosure filings rising slightly? Yes. Are they anywhere near crash territory? No. And homeowners today have far more equity and flexibility than they did during the crash.

If you’re concerned about what you’re seeing in the headlines, the best move isn’t panic, it’s perspective. And the data right now says this isn’t 2008 all over again.

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash.

07/07/2026

Foreclosure filings may be rising, but they're still low. And the equity most homeowners are sitting on today is a key reason this looks nothing like 2008.

You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008.

07/05/2026

If you’re seeing headlines about how a record number of sellers are taking their homes off the market, don’t panic. It’s not a warning of an impending crash. It’s a market adjusting.

You may be hearing that a near-record number of homeowners are pulling their houses off the market.

07/03/2026

More homeowners are pulling their houses off the market right now. But don’t let that rattle your own plans to sell.

Yes, delistings are up. But relistings are climbing right alongside them. So, most of those sellers are simply taking a short pause to reset before putting the house back on the market.

That usually means stepping back to do a few repairs, taking fresh photos, bringing in staging, or adjusting to a better price. It’s a regroup, not a retreat.

So, if your house is sitting (not selling), treat it as your cue to listen to buyer feedback and adjust.

Because this isn’t a sign of broader housing market trouble. It just shows that sellers need to meet the market where it is.

07/02/2026

You may be hearing more homeowners are pulling their houses off the market. Maybe you're even worried that means we’re headed for a crash...

Here's what you should know.

There are 4 main reasons more sellers are de-listing right now – and none of them are “the market is about to crash.”

This trend is really about sellers adjusting to a market that needs the right price and the right prep.

And when a homeowner misses the mark on price or prep, sometimes taking a house off the market is a good way to take a beat and reset their strategy.

It’s not a warning sign of broader trouble to come.

If you have questions about something you’re hearing online or what something means for the market as a whole, reach out.

06/30/2026

Foreclosures are up, but don't panic.

Yes, filings have risen over the past year. But zoom out and look at the full picture.

We're still below historical norms – and nowhere near levels seen around 2008.
This isn't a crash. It's the market returning to normal after foreclosures were artificially low during the pandemic.

And here's something else worth knowing. These are filings. Not all of them will actually turn into completed foreclosures.

If you've been hearing a lot about this lately and want to make sense of what it means, drop a comment or send me a DM. Happy to talk it through.

06/29/2026

If affordability has been your top concern, the recent dip in prices is an opening. Want to see what that looks like in our area? Let’s connect.

If affordability has been the biggest thing standing between you and a home, there's a little good news.

06/28/2026

Smaller homes are having a moment.

That’s because affordability is tight and, for many buyers, smaller is what fits the budget. And builders are listening.

Newly built homes have been trending smaller since 2014 – and that’s on purpose.

They're more affordable than larger homes. And many come with built-in community amenities like walking trails, fitness centers, and even co-working spaces, so less space still delivers.

If you've been feeling priced out of bigger homes, a smaller one could fit your budget and your lifestyle. And with brand-new everything, it may not feel like as much of a compromise as you think.

DM me to walk through what's available in our area.

06/27/2026

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.