Carl Douglas - Union Home Mortgage

06/16/2026

💳 Credit Repair Tip for Homebuyers #2: Keep your credit card balances low! Using less than 30% of your available credit — and ideally under 10% — can help improve your credit score and strengthen your mortgage profile. 🏡✨

Ready to prepare for homeownership? Contact me today and let’s create a plan to get you mortgage ready! 📲💚

06/12/2026

💳 Credit Repair Tips for Homebuyers – Part 1

One of the easiest ways to improve and protect your credit score? Pay your bills on time.

Payment history is one of the biggest factors that impacts your credit score. Setting up auto-pay or payment reminders can help you avoid missed payments and keep your credit moving in the right direction.

🏡 Planning to buy a home in the future? Small financial habits today can make a big difference when it's time to qualify for a mortgage.

Follow along for more credit repair tips in this series!

Have questions about your credit or home loan options? Send me a message—I'm happy to help.

06/09/2026

A little preventative maintenance can save you thousands in repairs and help keep your home running smoothly for years to come. From changing air filters and cleaning gutters to knowing where your water shut-off valve is located, small tasks can make a big difference.

💡 Homeownership is more than getting the keys—it's protecting your investment.

Which home maintenance task do you always remember... and which one do you always put off? 👇
I have a network of local experts I'd be happy to connect you with. Send me a message!

06/05/2026

Weekends are for relaxing... and getting pre-approved. 🏡☀️

While you're out touring homes, make sure you're ready to make an offer when the perfect one comes along. A mortgage pre-approval helps you understand your budget, strengthens your offer, and gives you confidence throughout the homebuying process.

Thinking about buying a home this year? I'm here to help make the first step simple.

📩 Send me a message today to get started on your pre-approval!

06/03/2026

Another happy homeowner!

Nothing means more than helping clients achieve their homeownership goals and making the mortgage process feel simple and stress-free.

Thank you, Duane, for trusting Carl Douglas and the team throughout your homebuying journey. We're grateful for the opportunity to help make your dream of homeownership a reality!

Whether you're buying your first home, upgrading, or refinancing, having the right team by your side makes all the difference.

Ready to start your own homeownership journey? Send me a message today! 🏡📩

03/05/2024

Come hang out with us today from 12-1:30 and check out this beautiful home!

AGENT OPEN HOUSE TOMORROW 12-1:30 at our new listing going active tomorrow morning 6504 Harness Circle Pinson, AL. This lovely home has it all: tons of interior high-end upgrades, custom built, acre lot, pool, creek in the back yard, 3 car garage, on a cul de sac, super private and move in ready on the inside. $549,900

https://www.homes.com/property/6504-harness-circle-pinson-al/sk4xmgx4fpj2n/?l=v8bptz73tkt5k

Sarah Kurtz Walker JanieMac Dixon Roe Carl Douglas

12/01/2022

Realtor Friends: It’s now official !
The New Conforming Loan Limits have officially been released for 2023.

1 Unit - $726,200
2 Unit - $929,850
3 Unit - $1,123,900
4 Unit - $1,396,800

Call me with any questions!

11/19/2022

Who doesn’t love spoiling their fur baby? Let’s get you in a house with a backyard!

10/13/2022

2-1 buydown can increase buying power or lower your monthly payment. Call me anytime if you’d like to know more!

04/05/2022

With a continuously HOT market & LOW inventory buyers are getting frustrated.

Get pre-underwritten while you’re searching for the perfect home! It will help get you under contract and expedite the process at the same time!

Call me to discuss further! 205-566-6980