Coastal Virginia Homes & Living

09/09/2024

New listings 🏡 Check them out and see which one is a best fit!
📍2 new construction homes with open floor plans in Suffolk
📍Single Family home great for generational families with 2 suites in Chesapeake
📍Condo living- perfect for low maintenance in Chesapeake

Contact us to schedule a tour today
📲 (757) 695-9544
📧 [email protected]

04/17/2024

"Transforming Lives Through Real Estate"

Two paths, one ultimate goal - securing your dream lifestyle.

If you're trying to decide if it’s better to keep renting or buy a home, turn to the pros for help.

Just keep in mind that if you’re looking to build wealth, homeownership wins in the long run.



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04/17/2024

"Transforming Lives Through Real Estate"

Is It Better To Rent Than Buy a Home Right Now?

You may have seen reports in the news recently saying it’s more affordable to rent right now than it is to buy a home.

How Equity Changes the Game

If you rent, your monthly rental payments only go toward covering your housing costs and your landlord’s expenses. So other than saving a bit more per month and maybe getting your rental deposit back when you move, the money you spent on housing each month is gone – forever.

When you buy, your monthly mortgage payment pays for your shelter, but it also acts as an investment. That investment grows in the form of equity as you make your mortgage payment each month and chip away at what you owe on your home loan. Your equity gets an extra boost as home values climb – which they typically do.

Imagine you purchased a home for $400,000 at the start of...



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You may have seen reports in the news recently saying it’s more affordable to rent right now than it is to buy a home. 

04/17/2024

Did You Know?

Waiting for mortgage rates to fall? A lot of other buyers are too.

When rates are higher, there are fewer buyers in the market. But when rates start to come down later this year, buyer demand will ramp up.

If you want to beat the crowd, you could sell now. It’ll save you a heap of competition and stress down the road. Let’s chat.



Contact Us About Selling or Buying.

04/16/2024

"Transforming Lives Through Real Estate"

Should I Wait for Mortgage Rates To Come Down Before I Move?

If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action. Here’s some information that could help answer that question for you.

In the housing market, there’s a longstanding relationship between mortgage rates and buyer demand. Typically, the higher rates are, you’ll see lower buyer demand. That’s because some people who want to move will be hesitant to take on a higher mortgage rate for their next home. So, they decide to wait it out and put their plans on hold.

But when rates start to come down, things change. It goes from limited or weak demand to good or strong demand. That’s because a big portion of the buyers who sat on the sidelines when rates were higher are going to jump back in...



Contact Us About Buying Or Selling.

If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action.

04/16/2024

"Transforming Lives Through Real Estate"

Waiting for mortgage rates to fall? A lot of other buyers are too.

When rates are higher, there are fewer buyers in the market. But when rates start to come down later this year, buyer demand will ramp up.

If you want to beat the crowd, you could sell now. It’ll save you a heap of competition and stress down the road. Let’s chat.



Contact Us About Buying Or Selling.

04/16/2024

Did You Know?

Should I Wait for Mortgage Rates To Come Down Before I Move?

If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action. Here’s some information that could help answer that question for you.

In the housing market, there’s a longstanding relationship between mortgage rates and buyer demand. Typically, the higher rates are, you’ll see lower buyer demand. That’s because some people who want to move will be hesitant to take on a higher mortgage rate for their next home. So, they decide to wait it out and put their plans on hold.

But when rates start to come down, things change. It goes from limited or weak demand to good or strong demand. That’s because a big portion of the buyers who sat on the sidelines when rates were higher are going to jump back in and make their moves...



Contact Us About Selling or Buying.

If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action.

04/15/2024

"Transforming Lives Through Real Estate"

Ways To Use Your Tax Refund If You Want To Buy a Home

Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses?

While how much money you may get in a tax refund is going to vary, it can be encouraging to have a general idea of what’s possible.

But if you do get a refund, here are a few examples of how you can use it when buying a home. According to Freddie Mac:

• Saving for a down payment – One of the biggest barriers to homeownership is setting aside enough money for a down payment. You could reach your savings goal even faster by using your tax refund to help.
• Paying for closing costs – Closing costs cover some of the payments you’ll make at closing. They’re generally...



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04/15/2024

"Transforming Lives Through Real Estate"

Got a big tax return coming your way?

Whether you want to beef up that down payment, tackle closing costs, or do a buy down to snag a better mortgage rate, your refund could be the game-changer you need.

If you want to talk about getting ready to buy a home, just drop a comment below or send me a DM.



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04/15/2024

Did You Know?

An exciting trend is happening in housing.

New data shows the size of new homes is trending down.

That’s good news if you’ve been looking for a house that checks all your boxes and still fits your budget.

If you want to see what builders are doing in our area, let’s connect. You’ll want an agent to show you the latest and be your guide as you decide what’s right for you.



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04/14/2024

Did You Know?

The Perks of Downsizing When You Retire [INFOGRAPHIC]

If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. Smaller homes typically have lower energy and maintenance costs. Plus, you may have enough equity built up to fuel your move. If you're thinking about moving to a smaller home, let’s go over your goals and look at your options in our local market.



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If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses.

04/13/2024

Did You Know?

Wanna live large in retirement?

Then downsizing could be the answer.

Whether you’re looking for the convenience of a smaller space or to save some extra cash – it could be your ticket to maximizing your golden years.

Want to chat to see if it's the right move for you? DM me.



Contact Us About Selling or Buying.