Steel Forged Real Estate

09/02/2025

THINKING OF SELLING ‘AS-IS'?
https://coastaltownemtg.com/blog/mortgage/pros-and-cons-of-as-is-properties/

Thinking about buying or selling a house "as-is"? 🏠 This common real estate strategy can offer a lower purchase price for buyers or less hassle for sellers, but there are important downsides to consider. This insightful article dives into the advantages and disadvantages so you can make an informed decision. Check it out!

Considering an as-is house? Explore the pros & cons of buying & selling in this condition. Learn how to navigate the process for a smooth transaction!

09/02/2025

P&L LOANS FOR SELF-EMPLOYED HOMEBUYERS
https://coastaltownemtg.com/blog/mortgage/self-employed-buy-a-home-with-our-12-month-p-l-loan/

Calling all entrepreneurs, freelancers, and small business owners! 📣 If your tax returns don't always show your full earning potential, getting a mortgage can be tricky. This article highlights the 12-Month P&L loan program from , designed specifically for your unique financial structure. Don't let your income stop you from owning a home!

09/02/2025

HOW LONG DOES IT TAKE TO GET A MORTGAGE
https://coastaltownemtg.com/blog/mortgage/from-application-to-keys-your-speedy-mortgage-timeline-explained/

Thinking about buying a home? One of the most common questions is how long it really takes to get a mortgage. This insightful article breaks down the typical timeline from application to getting your keys and even shares how a local lender can help speed things up! Worth a read if you're navigating the process.

Learn more about the mortgage process and how you can improve your home buying experience!

09/02/2025

THE ONE BIG BEAUTIFUL ACT
https://coastaltownemtg.com/blog/news-events/the-one-big-beautiful-bill-act-a-homeowner-s-guide-to-new-tax-updates-and-benefits/

Big news for homeowners and future buyers! 🏡 The "One Big Beautiful Bill Act" (H.R. 1) was signed on July 4th, bringing permanent tax changes to mortgage interest deductions, reinstating mortgage insurance premium deductions, and temporarily increasing the SALT cap. This article breaks down what these shifts mean for your wallet. A must-read to understand the new landscape!

News + Events is here to keep you informed of the latest news in Coastal Towne Mortgage, the housing market, and more.

07/28/2025

Key Signs You're Ready to Buy a Home
https://coastaltownemtg.com/blog/mortgage/key-signs-you-re-ready-to-buy-a-home/
Is now the right time to buy a home? 🤔 Taking the plunge into homeownership is a big step, and we've got the guide to help you know if you're ready! Today’s article covers everything from financial stability to understanding your personal motivations.

Learn the top signs you're financially and emotionally ready for homeownership and how to take the next step.

07/23/2025

How Do Lenders Calculate Mortgage Interest Rates?
Ever wondered why your mortgage interest rate is different from your neighbor's?
In this blog post, our partners at Coastal Towne Mortgage break down the key factors that influence mortgage interest rates and how you can get the best possible deal.
Read more here:

Several factors influence the interest rate you'll pay on your mortgage. Let's break down the key components that shape this crucial financial decision.

07/18/2025

Location vs. Dream Home: Finding the Perfect Balance for Your Budget
https://coastaltownemtg.com/blog/mortgage/location-vs-dream-home-finding-the-perfect-balance-for-your-budget/
Location, location, location...or is it? 🤔 Discover the hidden costs and benefits of choosing a home in a prime location vs. sacrificing for your dream features.

Learn more about the mortgage process and how you can improve your home buying experience!

07/18/2025

Understanding Adjustable Rate Mortgages: Is This is Right Loan for Your Homeownership Goals
Ever wondered if an Adjustable-Rate Mortgage (ARM) is right for you? 🤔 Today’s blog post demystifies ARMs. Find out who benefits most from these flexible loan options. Read the full article:

Learn more about the mortgage process and how you can improve your home buying experience!

06/23/2025

https://coastaltownemtg.com/blog/mortgage/big-little-lies-on-your-mortgage-application/

Stress-free mortgage application? It starts with honesty! ✅ This article outlines what you need to disclose and why being upfront saves you time and potential headaches down the road.

06/14/2025

https://coastaltownemtg.com/blog/mortgage/investment-property-or-vacation-home-which-one-is-right-for-you/

Beach house dreams? ☀️ Wondering if that coastal property should be your vacation escape or a smart investment? Today’s blog breaks down the key differences between vacation homes and rental properties. Know your options before you buy!

Choosing certain property types to invest in is a huge decision. Here are some of the main differences between vacation homes and investment properties.