Stacey Seim, Sr. Mortgage Banker

Stacey Seim, Sr. Mortgage Banker Stacey Seim offers Hampton Roads homebuyers over 25 years of knowledge, experience, and availability. NMLS 116909 Seim and 947887 Kirk

NMLS #116909
Licensed In: VA; NC; MD; DC: DE
Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender The Seim-Kirk Team offers Virginia Beach homebuyers knowledge, experience, and availability. While Stacey and Matthew help all types of homebuyers, they both specialize in helping members of the military and first-time homebuyers. The Seim-Kirk Team has over 25 years of combined experience, supported by each member’s individual knowledge and abilities. Stacey has a reputation for getting challenging loans done. “I ask tough questions upfront that other mortgage bankers may not ask. Sometimes it’s about credit, sometimes it’s about saving money, and sometimes it’s wait until you’re making more money,” says Stacey. “I put in that extra effort to help my clients qualify.”

Matthew has an infectious energy and deep compassion for his clients that transforms the business relationship and deepens it into a lifelong friendship. “Buying a home is so scary to the real world. My job is to make it as clean, comfortable, and easy as possible,” says Matthew. “I need to give my clients the peace of mind that they’re not alone.”

Stacey and Matthew support their community through many organizations. Stacey is secretary/treasurer of the Women’s Council of Realtors Board. She also volunteers for EQUI-KIDS Therapeutic Riding Program, a group that helps physically and mentally challenged children through horseback riding. Matthew is involved with the American Foundation for Suicide Awareness, the American Society for the Prevention of Cruelty to Animals (ASPCA), Norfolk SPCA, the Foodbank of Southeastern VA, Children’s Hospital of The King’s Daughters (CHKD), and the March of Dimes.

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building ...
09/24/2026

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building a strong financial foundation for the future. 🏡 If buying a home is one of your goals, understanding your financing options is a great place to start. I'd love to help you explore what's possible and create a plan that fits your needs. Send me a message, and let's take the first step together!

The right home improvements can make your space more comfortable now while adding value for the future. 🏡 When you’re de...
09/23/2026

The right home improvements can make your space more comfortable now while adding value for the future. 🏡 When you’re deciding where to invest, it’s worth considering projects that improve efficiency, curb appeal, and everyday functionality. If bigger upgrades are on your to-do list, understanding your financing options can help you create a plan that works for your goals and budget. Send me a message and let’s talk about the options that may be available to help fund your next home project!

For many buyers, the first time they see a home isn’t at a showing, it’s on a screen. 📸🏡 Great listing photos can highli...
09/22/2026

For many buyers, the first time they see a home isn’t at a showing, it’s on a screen. 📸🏡 Great listing photos can highlight a home’s best features, capture attention, and help buyers decide which properties they want to see in person. If you’re preparing to sell, working with an experienced real estate agent who knows how to showcase your home can make a meaningful difference. A strong first impression can start long before a buyer walks through the front door.

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there.      N...
09/22/2026

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there.

NMLS # 116909

5.0 star review received on Experience.com for Stacey Seim by Robert B - The  process  was  seamless.
09/22/2026

5.0 star review received on Experience.com for Stacey Seim by Robert B - The process was seamless.

Some design trends deserve a comeback, while others are probably better left in the past. 🏡 Updating dated finishes can ...
09/21/2026

Some design trends deserve a comeback, while others are probably better left in the past. 🏡 Updating dated finishes can give your home a fresh look, make your space more enjoyable, and even help boost its appeal to future buyers. If a bigger refresh or renovation is on your wish list, it may be worth exploring the financing options available to help bring your plans to life. Send me a message and let’s talk about what might work for your home and your budget!

Crisp air, cozy days, and a fresh season for new beginnings. If a new home is on your fall wish list, getting pre-approv...
09/20/2026

Crisp air, cozy days, and a fresh season for new beginnings. If a new home is on your fall wish list, getting pre-approved is a great place to start. Let’s get you ready to fall in love with your next home!

NMLS # 116909

Great news for conventional buyers!We’ve raised our one-unit conforming loan limit to $845,000 (up from $832,750)!We're ...
09/19/2026

Great news for conventional buyers!
We’ve raised our one-unit conforming loan limit to $845,000 (up from $832,750)!
We're getting ahead of the FHFA's official 2027 announcement so more buyers can enjoy the benefits of Freddie Mac/Fannie Mae conventional financing—without needing a jumbo loan.
Looking for a higher-priced home? Let's see what’s possible!

NMLS # 116909

Your mortgage payment might be fixed, but your housing costs aren't.Property taxes, insurance, maintenance, HOA dues, th...
09/18/2026

Your mortgage payment might be fixed, but your housing costs aren't.
Property taxes, insurance, maintenance, HOA dues, they all creep up over time, and if your budget doesn't have room to move, that's when “house poor” happens.
Before you buy, give your numbers an honest stress test. SO, we broke down exactly how in our latest article!
https://myoc.io/staceyseim/HEpHx



NMLS # 116909

The recent Fed rate hike doesn't mean mortgage rates go up, too. The Fed rate is for short-term lending like credit card...
09/18/2026

The recent Fed rate hike doesn't mean mortgage rates go up, too. The Fed rate is for short-term lending like credit cards while mortgage rates tend to follow the bond market and economic conditions. So if you find a home you love, it's time to jump in - and I'm here to help you make a plan!

NMLS # 116909

Address

600 Lynnhaven Parkway #100
Virginia Beach, VA
23452

Alerts

Be the first to know and let us send you an email when Stacey Seim, Sr. Mortgage Banker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share