Sami K Realtor

10/25/2026

Confused by Home Price Headlines? Here’s Why.

Home prices just dropped $14,000 in two months. So, is the housing market finally getting cheaper? Not so fast. Because there's a lot more to this story than the headlines are telling you.

According to HousingWire, the national median asking price fell from $449,000 to $435,000 since August.

But here's the twist: that's what sellers are asking for their homes. Not necessarily what buyers are paying. And when you look at actual sales prices, things get even more interesting.

Over the past year, home prices in Chicago climbed almost 7%. Meanwhile, prices in Seattle dipped 1.6%.

Same housing market. Two very different stories.

And that's exactly why making your next move based on national headlines could be a mistake.

So, here's my question: Do you know what home prices are actually doing in your neighborhood?

Drop your town or city in the comments or send me a DM. I'll help you find out.



If you are looking to buy or sell, or you know someone looking to buy or sell, send me a message and lets chat.

10/24/2026

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.



If you are looking to buy or sell, or you know someone looking to buy or sell, send me a message and lets chat.

10/23/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.



If you are looking to buy or sell, or you know someone looking to buy or sell, send me a message and lets chat.

10/05/2026

10/01/2026

Putting up the FOR SALE sign only took about 2 minutes… 🏡

But I’m sure it was entertaining to watch me struggle getting that thing into the ground. 😂🤣

Just another glamorous part of Realtor life! 🏡💪

09/30/2026

🏡 ANOTHER HOME CLOSED! 🔑🎉
Another closing, and even better, new friendships made along the way! ❤️ Both retired military, and it was such a pleasure helping them with their next chapter. I’ll always have a special place in my heart for our military families. 🇺🇸
Congratulations on your new home, and thank you for trusting me throughout the journey! 🏡❤️
The best part? Our journey isn't over yet! Next up, selling their current home! 🏡

Sami K Realtor
757-778-3573
www.agentsamik.com

Shels Home Team
REAL Broker

09/02/2026

🏡✨ Home Inspection Day! ✨🏡

Today’s inspection is for my first-time military homebuyer 🇺🇸🔑 and this home is full of history and character!

Built in 1944, it has that charm you just can’t recreate. She already has plans to give it some beautiful updates while keeping the character that makes this home so special. ❤️

I absolutely cannot wait to see her vision come to life and watch this house become her home. 🏡✨

One step closer to the closing table! 🔑

Sami K., REALTOR®
757-778-3573
Shel’s Home Team
Brokered by Real Brokers

08/30/2026

🏡🔥 Apparently today was an OFFER-WRITING kind of day!

After seeing house after house and just not finding the one, today things finally clicked… TWICE! 🙌

Two different buyers.
Two homes that finally felt right.
TWO OFFERS written in ONE DAY! 📝🏡📝🏡

Now comes the hardest part… waiting! 🤞😅

Hoping I get to make TWO very exciting phone calls soon! 📲🔑❤️

Sami K, REALTOR®
Shel’s Home Team
Brokered by REAL Broker

05/04/2026

Out of town but still making moves 💼✨

Passenger princess today 👑🚗 while writing up an offer on the road… because when your clients are ready, you show up—no matter where you are.

Real estate doesn’t clock out, and honestly… I wouldn’t have it any other way ❤️

If you’re thinking about buying or selling, I’ve got you covered—near or far 📲

Sami K REALTOR
757-778-3573
Shels Home Team
Brokered by Real Brokerage